IRS Identity Theft Prevention Tips Updated

The IRS has issued updated guidance on identity theft prevention as taxpayers prepare for the 2026 filing season, warning that identity theft continues to rise as criminals attempt to steal personal or financial information, misuse a Social Security Number, or file fraudulent tax returns that delay legitimate refunds.

IRS Identity Theft Prevention Measures for the 2026 Filing Season

The IRS and its Security Summit partners have released recommendations to help individuals protect their accounts from unauthorized access or fraudulent filings. Officials note that identity theft often begins when individuals respond to fake emails, text messages, or phone calls that trick them into sharing sensitive information. These messages frequently request information, ask someone to open a suspicious link, or imitate a trusted company.

A growing number of cases arise from data breaches involving companies that store financial information. Stolen records can provide criminals with enough information to log in to an account, request payments, or attempt to file early tax returns. The IRS advises individuals to take routine actions throughout the year, including updating passwords, reviewing account activity, and being vigilant for unusual requests.

Criminals commonly impersonate government agencies and financial companies. Many scams begin with messages that appear legitimate but contain a link intended to steal sensitive information. The IRS urges taxpayers to avoid clicking unexpected links, recognize messages that request immediate action, and report any suspicious email or text to the IRS by forwarding it to phishing@irs.gov. People should also note that the IRS does not send unexpected emails, text messages, or direct social media messages without prior permission, and never calls to demand immediate payment or threaten legal consequences.

Recognizing Suspicious Activity and Preventing Scams

The agency explains that criminals may pose as banks, tax professionals, or government offices to quickly steal sensitive information. These attempts may ask a person to provide a Social Security Number, verify an account, or submit details through a fake website. The IRS reminds taxpayers to look for the locked padlock icon and confirm they are using an official .gov website before sharing any information.

The IRS further warns that identity theft often expands once someone clicks a link or opens an attachment. These actions can install software that steals passwords or other data. The agency recommends learning how to recognize common tactics, reviewing official guidance at irs.gov/identity-theft-central, and understanding that people should never share financial information unless they can verify the request.

If you receive a suspicious IRS-related phone call, record the number, hang up, and report it to the Treasury Inspector General for Tax Administration (TIGTA) at 800-366-4484 or through the TIGTA Hotline.

How the Identity Protection PIN Helps Protect Taxpayers

The Identity Protection PIN (IP PIN) remains one of the most effective tools for preventing fraudulent tax filings. This six-digit number prevents criminals from submitting a tax return using someone else's information. The IRS explains that people eligible for an IP PIN can register through their IRS Online Account and receive a new PIN each year. Individuals who are unable to register online may submit a request by mail or in person.

Using the IP PIN protects a tax return from unauthorized filing attempts, especially when a person is concerned that their personal information has been stolen or lost. The IRS emphasizes that the correct use of the PIN helps ensure returns are processed without delays caused by identity theft.

Identity Theft and Data Breach Trends Affecting Taxpayers

Data breaches continue to expose names, addresses, Social Security Numbers, and other personal details stored by companies across various industries. Criminals often exploit this information long after the breach occurs, making it crucial for individuals to maintain strong security habits even outside the filing season. The IRS encourages taxpayers to stay informed about breach notifications and review resources that explain the steps they should take if they suspect their information has been compromised.

Official Statements on Identity Theft Prevention

According to the IRS, identity thieves use standard digital tools to trick people into revealing personal or financial information. The agency notes that secure passwords, updated software, and careful online behavior are key defenses against cyber threats. The FTC also advises people who believe they are victims to report the theft of their information, review all accounts, and request assistance immediately.

Protecting a Social Security Number and Next Steps for Victims

People who suspect their Social Security number has been misused should act quickly by reporting the issue to the IRS and the FTC. Taxpayers should monitor accounts for suspicious activity, request copies of recent filings, and confirm whether any tax returns were submitted without their knowledge. Acting early helps prevent additional damage and ensures future filings proceed smoothly.

Sources

• IRS Identity Theft Central
• IRS: Report Fake IRS Emails and Messages
• FTC Identity Theft Guidance
• IRS Security Summit Updates

By William Mc Lee, Editor-in-Chief & Tax Expert—Get Tax Relief Now