Ayuda con los embargos bancarios del IRS a empresas | Solución inmediata

If your business is facing IRS bank levies, the Internal Revenue Service may issue a Final Notice of Intent to Levy before taking funds from bank accounts. A bank levy under IRC §6331 can freeze liquid funds, disrupt operations, and escalate collection activities tied to your tax debt.

We assist with bank levy release by acting under the power of attorney, responding to tax notices like Letter 1058, and addressing financial hardship. Our team works to resolve your tax liability through an installment agreement, payment plan, or offer in compromise while managing the collection process.

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What This Service Does

Our service is a full professional representation before the IRS. We do not coach you to handle the matter on your own. We take control of the case and manage it directly with the IRS.

Once retained, we prepare and file IRS Form 2848, power of attorney, and declaration of representative. This gives us legal authority to obtain your IRS records, speak with revenue officers or automated collection system representatives, and receive all enforcement notices. Once our office processes the power of attorney, the IRS will contact us regarding the matter.

Immediate Intervention During the 21-Day Hold

When a bank receives a levy, it must freeze the funds in your account and hold them for 21 days before sending them to the IRS. This requirement is explained on IRS.gov. That 21-day window is critical.

Levy Release Request: We contact the assigned IRS office immediately and request a release based on hardship, pending resolution, or procedural grounds. We present financial documentation and legal arguments to support the request.
Hardship Documentation: We prepare detailed financial information showing that the levy prevents you from paying necessary operating expenses such as payroll, rent, and utilities. The IRS must consider economic hardship under its procedures.
Compliance Review: We confirm whether required returns have been filed and whether any immediate compliance steps are necessary to support the levy release. Taking corrective action quickly can improve the likelihood of relief.

Investigation of the Underlying Tax Debt

A levy is a collection tool. The real issue is the unresolved tax balance.

Transcript Analysis: We obtain and review your IRS account transcripts to verify assessments, penalties, and interest calculations. Errors and discrepancies are more common than most business owners realize.
Notice Verification: We confirm whether the IRS issued the required notice and demand for payment and the final notice of intent to levy, as described by the IRS. If the procedures were not adhered to, we would promptly address those issues.
Liability Evaluation: We evaluate whether the debt is accurate, whether an audit reconsideration or appeal is appropriate, and whether penalty abatement may reduce the balance.

Development of a Long-Term Resolution

Releasing a levy without solving the underlying problem only delays the next enforcement action.

Installment Agreement Negotiation: We negotiate structured monthly payment plans that align with your business cash flow and IRS guidelines.
Offer in Compromise Review: If your business cannot realistically pay the full balance, we evaluate whether you qualify to settle for less based on doubt as to collectibility.
Currently Not Collectible Status: If your financial condition shows that paying anything would prevent you from meeting necessary expenses, we may request temporary suspension of collection.
Penalty Relief Strategy: We analyze eligibility for first-time abatement or reasonable cause penalty relief to reduce the total balance.

Throughout the process, we explain your options in plain English and implement the strategy you approve.

Why This Gets Worse Without Help

An IRS levy is not random. It occurs after assessment, notice, and failed collection efforts. Once enforcement begins, it usually expands.

Repeated Levies: The IRS can issue multiple levies against the same account. After the first 21-day hold expires and funds are sent, the IRS can levy again, draining future deposits.
Expanded Enforcement: If the bank levy does not satisfy the debt, the IRS may target additional accounts, accounts receivable, or other income sources. Enforcement often grows more aggressive over time.
Federal Tax Lien Filing: The IRS may file a notice of federal tax lien, which publicly secures its claim against your property and damages your credit profile. This can restrict financing and business relationships.
Accruing Penalties and Interest: Penalties and interest continue to accumulate daily. Even after funds are seized, the balance may remain substantial.
Loss of Appeal Rights: The final notice of intent to levy provides 30 days to request a Collection Due Process hearing. Missing this deadline eliminates an important legal safeguard.

Waiting rarely improves the situation. It usually makes resolution more expensive and more complicated.

How the IRS Enforces This

The IRS has broad statutory authority to collect unpaid federal taxes. Under Internal Revenue Code Section 6331, and as described on IRS.gov, the IRS may levy property and rights to property when a taxpayer neglects or refuses to pay after notice.

Assessment and Notice

Before levying, the IRS must:

Tax Assessment: The IRS formally records the tax debt on its books. This may result from a filed return, an audit adjustment, or a substitute for return.

Notice and Demand: The IRS sends a written demand for payment informing you of the balance due.

15% Penalty: This penalty applies when payment is not made after a notice of intent to levy.

If you do not request a hearing within 30 days, the IRS may proceed with a levy.

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Bank Levy Mechanics

Account Freeze: The bank receives the levy and must freeze funds in your account up to the amount specified. You cannot withdraw those funds during the hold period.

21-Day Holding Period: As explained on IRS.gov, banks must hold the funds for 21 days before remitting them to the IRS. This period provides time to resolve the issue.

Transfer of Funds: After 21 days, absent release, the bank sends the frozen funds to the IRS.

Additional Enforcement Tools

Continuous Wage Levy: For wages and certain payments, the IRS may issue a continuous wage levy that remains in place until the debt is resolved.

Notice of Federal Tax Lien: The IRS files a public lien securing its interest in your property.

Asset Seizure: In serious cases, the IRS may seize and sell business assets, equipment, or vehicles.

These enforcement powers are administrative. The IRS does not need a court judgment to issue a levy.

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Who This Service Is For

You need this service if:

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Frozen Business Accounts: You need this if the IRS has frozen your business bank account and you cannot access operating funds required for payroll or expenses.
Pending Levy Notice: You need this if you received a final notice of intent to levy and have a limited time to act before enforcement begins.
Repeated Enforcement Actions: You need this if the IRS has levied you more than once and you fear continuing seizures.
Payroll Tax Liability Exposure: This is necessary if you personally face payroll tax assessments that could potentially target your personal accounts.
Cash Flow Crisis: You need this if the levy has created an immediate inability to pay vendors, rent, or essential operating costs.
Failed Self-Negotiation: You need this if you attempted to negotiate directly with the IRS and were unsuccessful or denied relief.
Unfiled Returns Complicating Relief: You need this if missing returns are blocking resolution options and increasing enforcement risk.
Overwhelming IRS Contact: You need this if you want a qualified representative to handle all IRS communications and reduce stress.

If any of these apply, immediate action is necessary.

Common Mistakes People Make

Many taxpayers worsen their situation by making avoidable mistakes:

Our Representation Process

Initial Consultation and Case Evaluation

We begin with a focused and confidential consultation to understand exactly where you stand with the IRS. We review levy notices, account status, deadlines, prior communications, and the amount of tax debt involved. If your bank account is currently frozen, we treat the issue as an urgent matter and prioritize immediate intervention. This step allows us to identify risks, available remedies, and the fastest path to stabilizing your business.

Power of Attorney Filing

Next, we prepare and submit IRS Form 2848, the power of attorney, and the declaration of representative. This legally authorizes us to represent you before the IRS. Once processed, the IRS communicates directly with our office instead of contacting you. We obtain your full account transcripts, enforcement history, and internal IRS notes. This ensures we are working with complete and accurate information before negotiating any relief.

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Immediate Levy Intervention

If a bank levy is active, we immediately contact the assigned IRS revenue officer or automated collection system unit. We formally request a hold or release of the levy and present financial documentation supporting hardship or pending resolution. Because banks must hold funds for 21 days before sending them to the IRS, quick action during this window is critical. Our goal is to protect your operating cash and prevent permanent loss of funds whenever possible.

Financial Disclosure and Strategy Planning

After stabilizing the immediate crisis, we conduct a detailed financial analysis of your business and, if necessary, your personal finances. We review income, operating expenses, assets, liabilities, and compliance status. This analysis determines what resolution options are realistic under IRS guidelines. We then develop a strategy tailored to your cash flow, long-term viability, and risk exposure, ensuring that any proposed solution is sustainable.

Negotiation With the IRS

With a strategy in place, we prepare and submit the required financial forms, supporting documentation, and formal proposals. We negotiate directly with the IRS to secure an installment agreement, offer in compromise, Currently Not Collectible status, or other appropriate remedy. We respond to IRS follow-up questions, clarify documentation, and advocate for reasonable terms. Throughout the process, we keep you informed so you understand each development and decision.

Implementation and Monitoring

Once we approve an agreement or resolution, we ensure its proper implementation. We verify the release of the levy, oversee your IRS account for compliance, and assist you in adhering to future tax obligations. Continued compliance is essential to prevent future enforcement actions. Our role does not end at negotiation—we help protect your business moving forward.

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What Happens If You Do Nothing

What happens within the first 30 days if I do nothing?

Funds Transferred to the IRS: After the 21-day hold expires, the bank sends the frozen funds to the IRS, reducing available cash immediately.

‍Repeat Levies Possible: The IRS can issue another levy against future deposits if no resolution is in place.

‍Operational Disruption: Payroll, rent, and vendor payments may be missed, harming your business reputation.

What typically happens within 60 days?

Federal Tax Lien Filing: The IRS may file a notice of federal tax lien, publicly securing its claim and impacting creditworthiness.

‍Expanded Collection Actions: Additional accounts or receivables may be targeted for levy.

‍Growing Tax Balance: Penalties and interest continue to increase the total amount owed.

What can occur within 90 days?

Asset Seizure Risk: The IRS may seize and sell business property if collection remains unresolved.

‍Personal Liability Exposure: Responsible individuals may be personally liable for certain business taxes.

‍Business Viability Threatened: Continued enforcement can make ongoing operations financially unsustainable.

Preguntas Frecuentes (FAQ)

Take Action Now

An IRS business bank levy threatens your company’s survival. Your leverage decreases once you send funds to the IRS, as the 21-day holding period moves quickly.

We step in immediately under the power of attorney, contact the IRS, and work to release the levy and implement a long-term resolution. You regain focus on operating your business while we handle enforcement and negotiation.

Call now. Fast action protects your cash flow and preserves your options.

‍Results depend on individual circumstances and IRS determinations. No outcome is guaranteed. Representation is subject to IRS rules and procedures. IRS Circular 230 Disclosure applies.