What you Receive

You receive more than raw IRS data when you order our bankruptcy transcript service. We deliver a fully prepared, court-ready packet with everything you need to move forward:

Official IRS Account Transcript

We retrieve your IRS account transcript and return transcript directly from the IRS e-Services platform. These are the same documents bankruptcy courts, trustees, and lenders use to verify your tax history.

Plain-English Summary Sheet

No need to decode IRS codes or jargon. Your packet includes an easy-to-read summary explaining key entries, totals, balances, and how they relate to your bankruptcy or credit situation.

Secure Digital Copy (PDF)

Your complete transcript packet is emailed to you as a password-protected PDF. This allows for fast delivery and easy sharing with attorneys, courts, or financial advisors.

Court-Ready Format

All documents are formatted for use in the United States Bankruptcy Court and include retrieval dates, IRS source verification, and supporting files.

Optional Consultation
Add-On

Need help interpreting your file or planning next steps? Add a personalized review session for expert guidance on missing records, non-filing years, or disputed balances.

Fast Delivery

Most packets are delivered within 3–5 business days, barring any IRS-related delays. We'll update you with tracking so you always know where things stand.

How It Works

Getting your bankruptcy transcript shouldn’t require hours on hold or deciphering IRS forms.
Our simple, secure process takes care of the details for you:

Request Your Service Online

Start by submitting a short order form. You’ll choose the tax years you need, provide your contact information, and securely upload your ID if required. You’ll then receive IRS Form 8821, which authorizes us to retrieve your transcript from the IRS.
Verify Your Identity and Sign the Form

We'll walk you through a secure identity verification process and a digital signature for IRS Form 8821. This form gives us limited, read-only access to your IRS records. There is no need to visit a tax office or mail forms — everything is handled online.
We Retrieve Your IRS Transcripts

Our system pulls your official IRS tax transcript and related data through IRS e-Services. We monitor the process to catch any missing records or delays and notify you if anything needs attention.
We Deliver Your Transcript Packet

Within 3–5 business days, you’ll receive your complete transcript packet by email. It includes the official IRS documents, a plain-English summary, a court-ready PDF copy, and notes on any issues or missing information.

Need extra help? At checkout, you can add an optional consultation for expert guidance on your transcript's meaning and how it affects your case.

Why Individuals Use This Service

People use our bankruptcy transcript service for critical legal, financial, and personal reasons. If you're unsure whether you need a transcript, here are the most common situations where clients turn to us:

Bankruptcy Hearings and Trustee Requirements

United States Bankruptcy Courts often require IRS tax transcripts to verify income, confirm past filings, or validate non-filing status. Trustees may request these documents during your 341 meeting or as part of your bankruptcy docket.
Mortgage Applications or Loan Approvals

Lenders frequently request transcripts to verify reported income or past filing issues. Having a complete, court-ready packet can reduce approval delays.
FAFSA, Student Loan Forgiveness, or Income-Based Programs

Schools and federal aid programs use IRS transcripts to verify non-filing letters or past return data. Getting these documents quickly can keep your application on track.
Fixing Credit or Settling Debt:

If you’re repairing your credit, working with creditors, or clearing old debts, having access to official tax transcripts strengthens your case and speeds up negotiations.
Lost, Incomplete, or Disputed Tax Records

If you don’t have access to past returns — or suspect errors in what was filed — our transcript packet gives you a complete view of what the IRS has on file.

Whether you’re preparing for court, resolving tax issues, or applying for financial help, we provide the peace of mind and documents you need to move forward confidently.

Pricing

We keep our pricing upfront and straightforward—no hidden fees, confusing tiers, or surprise add-ons.

Bankruptcy Transcript Service

$199/yr

  • Includes complete retrieval of IRS tax transcripts, plain-English summary, digital delivery, and court-ready formatting.
  • Most transcripts are available within 3–5 business days, though IRS delays may occasionally extend processing.
No credit card, no obligation.
Get Started

Additional Years

$99/yr

  • +$99 per extra tax year requestedYou can request multiple years at once — just select the years you need during checkout.
No credit card, no obligation.
Get Started

Optional Consultation

$250

  • Get a detailed review of your transcript packet with answers to your questions. Great for complex filings, disputed returns, or upcoming hearings.
  • The optional consultation helps you better understand your options before moving forward—no commitment required.
No credit card, no obligation.
Get Started

Your payment covers the complete process: secure authorization (Form 8821), IRS transcript retrieval, packet preparation, and final digital delivery.

Ready to get started? Click below to place your order and receive your transcript packet in 3–5 business days.

Order My Transcript Packet
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Testimonials

What Our Clients Are Saying

“I needed my IRS transcripts for a bankruptcy hearing and didn’t know where to start. This service made the process easy and fast. I had everything I needed in less than a week."

Michelle R.

Nevada

"Calling the IRS was a nightmare. This service saved me hours and gave me peace of mind. The summary really helped me understand what the transcripts meant."

Thomas W

New Jersey

"My lender requested transcripts for a mortgage during bankruptcy. I used this service and had no issues — the digital packet was ready to send immediately."

Erica D.

Illinois

What’s Inside the Packet?

Every transcript packet is carefully prepared to ensure you get all the information you need — clearly explained and ready to use:

IRS Account Transcript

The official record of your tax history, including return status, assessments, payments, and penalties.
Return Transcript (if applicable)

A tax return summary showing key data like adjusted gross income and filing status.
Plain-English Summary Sheet:

We translate IRS codes into readable explanations so you understand precisely what’s in your file.
Court-Ready PDF Format

Documents are formatted and timestamped for submission to the bankruptcy court, trustees, or lenders.
Optional Review Notes

If you choose a consultation, we include expert notes on any issues, red flags, or missing years.
Secure Email Delivery

You’ll receive your complete packet via encrypted PDF, ready to download and share with your legal or financial team.

FAQS

Frequently Asked Questions (FAQ)

They serve as a convenient resource, offering clarity and guidance, ultimately enhancing user experience and reducing the need for repetitive inquiries.

What does the United States Bankruptcy Court require for transcripts?
How is a tax transcript different from a tax return?
Can I get transcripts for multiple years at once?
Do courts and creditors accept this transcript packet?
Where will the transcript be sent once I order it?
What if I already submitted a request to the IRS and haven’t received anything?
Can I use this service if I need a Verification of Non-Filing Letter?
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