Filing the Minnesota income tax return for 2019 is essential for individual taxpayers and small business owners. Completing this process correctly ensures you meet state requirements, avoid penalties, and take advantage of every opportunity to maximize your refund. This guide provides step-by-step instructions to help you navigate the forms, payment methods, and filing options available for the 2019 tax year. It also offers valuable tax tips to help you prepare, avoid common mistakes, and stay informed about deadlines and changes.

How to file your Minnesota tax return for 2019 begins with knowing whether you qualify to submit one based on your income, residency, and work situation. The filing date for 2019 was extended to July 15, 2020, in response to the COVID-19 pandemic, giving taxpayers more time to organize financial records and determine the most efficient way to pay tax owed or claim refunds. Whether you work independently or seek help from tax experts, proper preparation makes the process smoother and more accurate.

This article provides guidance on forms, deductions, business taxes, prior years’ filings, and advice on how to respond if you receive a notice from the state. You can expect clear explanations to help you complete each step confidently, contact the right resources for support, and stay informed with the latest tax news.

How to File Your Minnesota Tax Return for 2019

Determine If You Must File a Return

Filing the Minnesota income tax return for 2019 starts with confirming whether you qualify based on state requirements. Residents must file if they were required to submit a federal return or if their income exceeded the minimum filing status and age thresholds. Part-year residents must file if they earned Minnesota source income while in the state. Nonresidents must file if they had at least $5 in Minnesota source income. Understanding these rules prevents missing a required submission and ensures you can claim refunds or credits you are entitled to receive.

Review Important 2019 Filing Updates

The state extended the filing date for the 2019 tax year to July 15, 2020, in response to the COVID-19 pandemic. This change provided more time to prepare financial documents, review tax tips from trusted tax experts, and decide on the best filing options. Notable changes for the year included increased standard deductions, the introduction of separate Minnesota itemized deductions on Schedule M1SA, and expanded eligibility for the Minnesota Working Family Credit. Reviewing these updates can help you determine the best way to complete your return and ensure no available deductions are overlooked.

Gather Required Information and Forms

Before beginning the process, collect all necessary forms and supporting documents. This includes Form M1, W-2s from your employer, 1099 forms from financial institutions, and any schedules required for deductions or credits. Having these ready will help you avoid mistakes and delays. If you expect to owe tax, planning your payment early allows you to manage your account balance and avoid late notices. The Minnesota Department of Revenue provides access to official forms and instructions at the Minnesota Department of Revenue Forms, ensuring you can prepare your return with complete and accurate resources.

Required Forms, Schedules, and Documentation

Before beginning the filing process, preparing every form and schedule you might need for your Minnesota income tax return for 2019 is essential. Gathering these materials early helps you avoid mistakes, meet the filing date, and ensure your submission can be reviewed without delays. You can download the official forms and instructions for the 2019 tax year from the Minnesota Individual Income Tax Instructions, which provides complete guidance for each filing scenario.

Primary Form

  • Form M1—Minnesota Individual Income Tax Return: This form reports income, deductions, credits, and tax payments. All individual taxpayers must complete it, whether residents, part-year residents, or nonresidents.

Common Schedules

  • Schedule M1W – Minnesota Income Tax Withheld: Required if you had state income tax withheld by an employer or other payer.

  • Schedule M1SA—Minnesota Itemized Deductions allows taxpayers to claim deductions specific to Minnesota that differ from the federal return.

  • Schedule M1M – Income Additions and Subtractions: Adjusts your federal income for Minnesota tax purposes.

  • Schedule M1NR – Nonresidents/Part-Year Residents: Allocates income between Minnesota and other states.

Having these forms ready will make it easier to complete your return accurately and claim all deductions you qualify for

Credit-Related and Specialized Forms

  • Schedule M1MA: Marriage Credit for joint filers.

  • Schedule M1WFC: Minnesota Working Family Credit.

  • Schedule M1REF: Refundable Credits, such as education and dependent care credits.

  • Form M1X: Used to file an amended return if you need to correct a mistake after reviewing your submission.

  • Form UT1: This is for reporting and paying taxes on untaxed purchases.

Keeping your W-2s, 1099s from financial institutions, receipts for deductions, and prior years’ returns organized in one account folder helps you prepare your return efficiently. If you expect to owe tax, review your payment options in advance to avoid late notices. You can also contact the Minnesota Department of Revenue for guidance on which schedules apply to your situation, ensuring you are entitled to every credit and deduction available.

Step-by-Step Process to Complete Your Minnesota Tax Return

Gather and Organize Records

The first step in preparing your Minnesota income tax return for 2019 is to collect all necessary documentation. This includes W-2s from your employer, 1099 forms from financial institutions, records of deductible expenses, and prior years’ tax returns for reference. If you are self-employed or operate a small business, include detailed income and expense records to ensure every deduction you qualify for is documented. Having these materials ready allows you to complete the process efficiently, avoid mistakes, and ensure your return can be reviewed without delays.

Complete the Federal Information Section

Minnesota’s Form M1 requires information from your federal return, so it is essential to complete your IRS Form 1040 first. Transfer details such as wages, taxable interest, and adjusted gross income exactly as they appear on the federal return. These figures form the basis for calculating your Minnesota taxable income. When filling out this section, review your entries carefully to avoid errors that could result in a notice from the state. Using the official 2019 Minnesota Individual Income Tax Instructions can help you understand how to match federal and state figures correctly.

Apply Deductions, Exemptions, and Credits

After reporting your income, determine whether the standard deduction or itemized deductions provide the greater benefit. For 2019, Minnesota increased the standard deduction amounts for all filing statuses. If you choose to itemize, complete Schedule M1SA to include eligible deductions that may differ from those allowed federally. If you meet the eligibility requirements, you may also claim dependent exemptions and various credits, such as the Minnesota Working Family Credit or the Marriage Credit. By preparing this section carefully, you can maximize your refund or reduce the amount you owe.

Pay Tax and Understand Payment Options

Online Payment Methods

Minnesota offers secure online options for taxpayers who must pay tax for the 2019 filing year. The most common method is an electronic bank transfer, which allows you to move funds directly from your account to the state without additional processing fees. You can schedule payments in advance, which helps you meet the payment date without risk of late penalties. This method also confirms immediately, proving your payment was completed on time.

Phone and Mail Payment Options

If online payment is inconvenient, you can pay by phone using the state’s automated system. This service accepts bank transfers and certain card payments, although some methods may involve fees. Another option is to send a check or money order with the appropriate payment voucher. When paying by mail, write your Social Security number and the tax year on the payment to avoid processing errors. Mailing early ensures the payment is received and recorded before the due date.

Avoiding Penalties and Managing Payment Plans

To prevent late payment penalties, make sure your payment is submitted or postmarked by the official due date. Late payments can result in added interest and a penalty percentage applied to the balance owed. If you cannot pay the full amount, Minnesota allows payment plans that let you divide the balance into manageable installments. Setting up an agreement promptly helps you avoid additional notices and keeps your account in good standing.

Business Taxes in Minnesota for 2019

Filing Rules for Sole Proprietors and Small Businesses

Business taxes for 2019 in Minnesota depend on the type of business you operate and your income sources. Sole proprietors report their business income on their personal Minnesota income tax return using Form M1 and the necessary schedules. Keeping thorough account records of all income and expenses is essential to calculate deductions accurately. This includes receipts, invoices, and mileage logs where applicable. Proper documentation ensures that your return can be reviewed without delays and that you can claim every deduction you qualify for.

Sales Tax, Estimated Payments, and Compliance

If your business sells taxable goods or services in Minnesota, you are responsible for collecting and remitting sales tax to the state. This process is separate from your income tax filing but still plays a significant role in business tax compliance. Many small business owners also make estimated tax payments throughout the year to avoid owing a large amount at the filing date. Failure to pay these amounts on time can lead to interest charges, penalties, and formal notices from the state revenue department.

When to Seek Guidance from Tax Experts

While many small business owners prepare their returns, situations involving multiple income sources, out-of-state transactions, or complex deductions often require professional help. Tax experts can provide tailored tax tips, review your records for accuracy, and help you prepare documentation to reduce the likelihood of errors. If you receive a notice about a business tax issue, contacting a professional promptly can prevent the matter from escalating. Seeking expert guidance ensures that your return is accurate, your payment obligations are met, and your business complies with state tax laws.

Filing Options for Your Minnesota Tax Return

Filing options for your Minnesota income tax return for 2019 allow flexibility in completing and submitting your forms. The choice depends on your preferences, comfort with tax preparation, and the time you have before the filing date. Understanding each option helps you prepare accurately, avoid mistakes, and ensure your return can be reviewed without delays.

Electronic Filing

  • Faster processing, with refunds often issued more quickly than paper returns.

  • Built-in error checks that reduce the likelihood of calculation mistakes.

  • Direct deposit is available for faster refund delivery.

  • Secure transmission of sensitive information, including payment details.

Electronic filing works well for taxpayers who want to complete the process from home and benefit from features like automatic calculations and immediate submission confirmation.

Paper Filing

  • Suitable for those who prefer to prepare forms by hand or do not have access to tax software.

  • Requires mailing the return and all necessary schedules to the state revenue address.

  • Payment can be enclosed by check, money order, or the payment voucher.

Paper filing can take longer to process, so it is recommended to mail your return well before the filing date to avoid delays or late notices.

The correct filing method ensures you meet your obligations, claim all deductions you qualify for, and avoid unnecessary penalties. Whether you file electronically or on paper, keeping organized records from prior years can help prepare accurate and complete submissions.

Filing Minnesota Tax Returns for Prior Years

  • Access past forms and instructions: If you need to file a Minnesota income tax return for a year before 2019, you can download the correct forms and guidance directly from the Minnesota Department of Revenue’s archive. Using the proper version for the tax year ensures calculations, deductions, and credits are applied according to the rules in effect at that time.

  • Deadlines for refunding: Minnesota allows you to claim a refund for overpaid taxes from prior years, but only if you file within the statute of limitations. For most cases, this period is three and a half years from the original filing date. Filing after that time may result in losing the refund you are entitled to, even if you qualify for it based on your income and deductions.

  • Paying past-due taxes: If you owe money for prior years, submit your return and payment as soon as possible to reduce interest and penalty charges. Setting up a payment plan with the state can make the balance more manageable and prevent additional notices. Keeping clear records for several years will help you resolve any future questions about prior filings and provide proof of payment if needed.

How to Track Your Refund or Balance Due

Using the Online Refund Tracking Tool

Minnesota offers an online system for tracking the status of your refund for the 2019 tax year. To use this service, you will need your Social Security number, date of birth, and the refund amount shown on your return. Once entered, the system will show whether your return has been received, reviewed, and processed. You can also see the estimated date for the refund to be deposited or mailed.

Phone Inquiry Options

If you prefer not to use the online system, you can check your refund or balance due by calling the Minnesota Department of Revenue’s automated phone line. The phone inquiry service updates processing status, refund release dates, and any pending notices that may require your attention. Calling can be helpful if you do not have internet access or need to confirm that your account information is correct.

Understanding Processing Timeframes

Electronic returns are typically processed faster than paper returns, with refunds often issued within a few weeks. Paper returns may take several weeks longer, especially during peak filing periods. If you owe a balance, the system will display your payment history and any remaining amount due. Reviewing this information regularly ensures you know your account status, can address potential mistakes promptly, and can contact the department if you have concerns.

Final Filing Checklist

  • Verify return completion: Review each section of your Minnesota income tax return for 2019 to ensure all fields are complete and accurate. Confirm that the information matches your records and that no required forms or schedules are missing.

  • Check signatures: Sign and date your return before submitting it. For joint returns, both taxpayers must sign. Missing signatures can cause processing delays and result in a notice from the state.

  • Attach supporting schedules: Include all schedules and attachments that apply to your filing situation, such as deductions, credits, and income adjustments.

  • Confirm payment method: If you owe tax, verify that your chosen payment option is ready and will be processed by the due date to avoid penalties and interest.

  • Keep organized records: Save a complete copy of your filed return, schedules, and all supporting documentation in your account or personal files. Maintain these records for several years if you need to reference them or respond to a future review.

  • Record confirmation details: If you file electronically, note the confirmation number provided. For mailed returns, track the delivery to confirm receipt by the Minnesota Department of Revenue.

News, Notices, and Important Updates

Staying informed about news, notices, and important updates from the Minnesota Department of Revenue can help you avoid filing errors, meet payment dates, and respond quickly to changes in tax law. These updates may affect how you prepare your Minnesota income tax return for 2019 or address issues related to prior years. Monitoring official announcements ensures you have the most accurate information before filing or making payments.

Recent Notices

  • Filing date changes: Adjustments to tax deadlines, such as the extended July 15, 2020, date for the 2019 tax year.

  • Form updates: Changes to forms, schedules, or instructions that could affect how you complete your return.

  • Credit and deduction changes: Modifications to eligibility rules that may impact what you can claim.

Current Tax News

  • System maintenance alerts: Information about online services being unavailable during specific times.

  • Payment processing updates: Changes in accepted payment methods or updates to electronic systems.

  • Legislative changes: New state laws that may influence future filings, deductions, or tax rates.

Reviewing notices and tax news regularly allows you to confidently prepare your return, avoid unnecessary mistakes, and ensure you are entitled to all available benefits. Staying updated will also enable you to address any notices promptly and maintain your account in good standing.

Frequently Asked Questions

What if I missed the July 15, 2020, filing date?

If you missed the deadline, file your 2019 Minnesota income tax return immediately. Filing late may result in penalties and interest if you owe tax. If you cannot pay immediately, submitting your return quickly will reduce the late filing penalty and help you avoid further notices.

How can I qualify for free e-filing in Minnesota?

Many taxpayers qualify for free electronic filing through state-approved providers if their income meets certain limits. This option can save money while ensuring your return is accurate and complete. Visit the Minnesota Department of Revenue’s free file program page to review eligibility requirements and find participating tax software partners.

What deductions am I entitled to claim?

You may be entitled to claim either the standard deduction or itemized deductions for Minnesota, depending on which offers the greater benefit. Standard deductions include mortgage interest, charitable contributions, and property taxes. Review the official 2019 instructions to determine which deductions apply to your situation and ensure you maximize your tax savings.

How do I contact the Minnesota Department of Revenue for guidance?

You need help with your 2019 return, you can contact the department by phone, mail, or online. Representatives can guide you through filing requirements, payment arrangements, and any other instructions you may have received. Having your account information and relevant documents ready will make the process faster and more efficient.

What if I receive a notice after filing my return?

If you receive a notice, read it carefully to understand the issue and the response deadline. Notices may request additional information, explain adjustments, or indicate a balance due on your taxes. Respond promptly to avoid further action or additional penalties, and keep copies of all correspondence for your records. 

How many years should I keep my tax records?

Keep your Minnesota tax returns and supporting documents for at least three and a half years from the date you filed. This period aligns with the state’s review timeframe. If you claimed certain deductions or have complex business taxes, you may want to retain records for several years longer as a precaution.

What if I make a mistake and need to file an amended return?

If you find an error on your 2019 return, file an amended return using Form M1X. This form allows you to correct income, deductions, credits, or other details. Filing promptly can prevent interest or penalties and ensure you receive any additional refund you are entitled to claim.