In 2018, thousands of Indiana taxpayers missed millions of dollars in refunds because they filed late, incorrectly, or didn’t file. A missed deadline or an incomplete return doesn’t just postpone your refund—it can lead to costly penalties, interest charges, and added stress. Filing your return correctly and on time protects your income and ensures you claim every dollar you are entitled to.

This step-by-step guide on how to file your Indiana tax return for 2018 is built for individuals, small business owners, and independent contractors who want clarity and confidence in the filing process. Whether you lived in Indiana for the whole year, moved in or out during 2018, or earned income from Indiana sources while living elsewhere, we’ll explain exactly which state tax forms to use, how your federal return fits into the process, and which deductions and credits may apply to your situation.

Filing early has essential advantages: faster refunds, reduced identity theft risk, and more time to address issues if your return is rejected. Choosing to e-file can cut refund wait times to around 30 days, compared to the painfully slow paper process that can take eight weeks or more. By following this guide, you’ll know which documents to prepare, where and when to submit your return, and how to track your refund through the Indiana Department of Revenue’s secure system—helping you avoid costly mistakes, claim eligible benefits, and keep more money.

Who Needs to File an Indiana Tax Return

Knowing whether you must file is the first step in avoiding penalties and securing your refund. In 2018, Indiana’s filing rules were clear: if you lived in Indiana or earned income from Indiana sources, you were likely required to file a state return.

Full-Year Indiana Residents must file if any of the following apply:

  • Indiana income tax was withheld from your wages.
  • You owe Indiana income tax.
  • You want to claim a refund for overpaid taxes.
  • You are required to file a federal return with the IRS.

Part-Year Residents are those who moved to or from Indiana during 2018. They must file if they had any Indiana-source income while living in the state. This could include wages earned from an Indiana employer, rental income from property in the state, or income from operating a business within Indiana.

Nonresidents must also file if they earned income from Indiana sources in 2018. Examples include working temporarily in Indiana, running a business with Indiana operations, or receiving income from an Indiana-based rental property.

Special rules apply for residents of reciprocal states—Kentucky, Michigan, Ohio, Pennsylvania, and Wisconsin. If you lived in one of these states but worked in Indiana, you may file Form IT-40RNR instead of a standard return, ensuring you are taxed only by your home state. Even if you are not technically required to file, doing so can be financially beneficial. Many people file voluntarily to claim refunds for withheld taxes, credits, or deductions they qualify for.

Important Deadlines for the 2018 Indiana Tax Return 

The due date for filing your 2018 Indiana tax return was April 15, 2019. This aligned with the federal filing deadline, which meant that anyone required to file a federal return generally had the exact date for their state filing. Missing this date could lead to late filing penalties of up to 10% of the tax owed and monthly late payment penalties of 5% until the balance is paid.

If you needed more time to file, you could request an extension in one of two ways:

  • Federal extension: Filing Form 4868 with the IRS automatically extends your Indiana filing deadline.
  • Indiana extension: Submitting Form IT-9 directly to the Indiana Department of Revenue provided the same benefit.

For 2018 returns, the extended deadline was November 14, 2019. However, it is essential to note that an extension to the file is not an extension to pay. To avoid penalties and interest, at least 90% of your expected state tax liability must be paid by April 15, 2019. This payment could be made online, by mail, or through an approved third-party service.

Filing well before the deadline helps you avoid the last-minute rush that can cause costly errors, such as entering the wrong form information or forgetting to include required schedules. It also reduces the risk of rejected returns due to small mistakes, giving you time to correct them without missing the final date. For many taxpayers, the safest approach is to prepare and submit both your state and federal returns simultaneously. 

Key Changes for the 2018 Tax Year

The 2018 tax year included several significant updates that could affect how you file your Indiana state tax return. These changes came primarily from federal tax reform and had varying impacts on state calculations.

  • Higher Federal Standard Deduction
    • The federal standard deduction nearly doubled for most taxpayers.
    • This change could influence state calculations since Indiana starts with your federal adjusted gross income (AGI).
    • Taxpayers still had the option to itemize deductions on their Indiana return if it provided a better outcome.
  • Dependent Exemptions Removed Federally
    • The IRS eliminated personal and dependent exemptions.
    • Indiana retained its exemption system, allowing you to claim exemptions for yourself, your spouse, and qualifying dependents on your state return.
  • SALT Deduction Limitations
    • Federal law capped the state and local tax deduction at $10,000.
    • While this limit applied to your federal return, it did not directly change Indiana’s tax calculations.
    • Your overall tax burden, however, might still be affected depending on your federal results.
  • Impact on Filing Strategy
    • Completing your federal return first remained critical to ensure accurate transfer of income and deduction figures to Indiana forms.
    • Ignoring these differences could lead to overpaying taxes or missing deductions you were entitled to claim.

Forms and Schedules You Need 

Filing your 2018 Indiana tax return starts with selecting the correct state tax forms and attaching the schedules that match your filing status and income sources. Using the wrong form or missing a required schedule can delay your refund or result in penalties.

Main Forms

  • Form IT-40 – Full-Year Residents: Use this form if you (and your spouse, if filing jointly) lived in Indiana for all of 2018.
  • Form IT-40PNR – Part-Year Residents and Nonresidents: Required if you moved into or out of Indiana during the year or lived elsewhere but earned Indiana-source income.
  • Form IT-40RNR – Reciprocal Nonresidents: Designed for Kentucky, Michigan, Ohio, Pennsylvania, or Wisconsin residents who worked in Indiana.

Required Schedules

When filing Form IT-40, you must attach:

  • Schedule 3 – Exemptions.
  • Schedule 7 – Additional Required Information.
  • CT-40 – County Tax Schedule.

When filing Form IT-40PNR, you must attach:

  • Schedule A – Income/Loss and Adjustments.
  • Schedule D – Exemptions.
  • Schedule H – Additional Required Information (both pages).
  • CT-40PNR – County Tax Schedule.

Standard Additional Schedules and Credits

Attach these only if applicable:

  • Schedule 1/Schedule B – Add-backs.
  • Schedule 2/Schedule C – Deductions.
  • Schedule 5/Schedule F – Credits, including withholding tax credits.
  • Schedule IN-DEP – Dependent Information.
  • IN-EIC – Indiana Earned Income Credit.
  • CC-40 – Indiana College Credit.
  • IN-529 – CollegeChoice 529 Savings Plan Credit.

Tip for Faster Processing

Always check the instructions for each form and verify you are using the correct year’s version. Forms and schedules can be downloaded from the Indiana Department of Revenue’s site. Submitting incomplete or incorrect paperwork is one of the most common reasons a return is delayed or rejected.

Step-by-Step Process to File Your 2018 Indiana Tax Return

Following a structured process ensures your Indiana state tax return is complete, accurate, and submitted on time. Use this step-by-step approach to avoid costly mistakes and get your refund faster.

1. Gather Required Documents

Before you start, collect all essential records. Missing paperwork is one of the main reasons a return gets rejected or delayed.

  • Income Documents: W-2s from each employer, 1099 forms (for interest, dividends, independent contractor income, retirement distributions), Schedule K-1 if applicable.
  • Deductions & Credits: Receipts for eligible expenses such as college tuition, long-term care insurance, or health savings account contributions.
  • Payments: Records of any estimated taxes paid during 2018.
  • Prior Year Return: Useful for comparison and ensuring you claim all applicable benefits.

2. Complete Your Federal Return First

Indiana starts its calculations with your federal adjusted gross income (AGI).

  • Use the IRS site or your preferred online filing tool to prepare your federal return.
  • Review all figures carefully before transferring them to your Indiana forms.

3. Fill Out the Main Indiana Form

Choose the correct form based on your residency status: IT-40, IT-40PNR, or IT-40RNR.

  • Personal Information: Include your legal name, Social Security number, spouse's details if filing jointly, and current address.
  • Income Reporting: Transfer your federal AGI, then apply any Indiana adjustments.
  • Deductions & Exemptions: Complete the relevant schedules (e.g., Schedule 3 or D) to claim all eligible deductions.
  • Tax Calculation: Determine your Indiana state and county tax.
  • Credits: Apply credits such as the Indiana Earned Income Credit or college savings credits.
  • Payments & Refunds: Enter any taxes withheld by your employer and any estimated payments.

4. Complete Required Schedules

Attach all schedules required for your specific form.

  • Missing schedules can cause processing delays.
  • Double-check that all forms are for the 2018 tax year to avoid rejection.

5. Review for Accuracy

Carefully verify:

  • All math calculations.
  • The correct county code (based on where you lived on January 1, 2018).
  • Correct banking information for direct deposit.
  • That you and your spouse (if applicable) have signed the return.

6. Submit Your Return

You can file a tax return electronically or by mail:

  • Electronic Filing: Fastest method, fewer errors, and a refund in about 30 days.
  • Paper Filing: Mail to the correct address provided by the Indiana DOR. Include all forms, schedules, W-2s, and payments if owed.

7. Keep Copies for Your Records

Maintain a full copy of your return, supporting documents, and proof of payment for at least four years. This helps if the Indiana Department of Revenue requests more details later or if you need to prepare future returns. Filing early and electronically speeds up your refund, reduces identity theft risk, and allows more time to fix issues before the due date.

How to Submit Your Return

Once your 2018 Indiana state tax return is complete and reviewed, the final step is choosing how to submit it. Selecting the proper method can affect processing times, potential fees, and how quickly you receive your refund.

Option 1: Electronic Filing (Recommended)

  • Speed: Refunds are typically processed within 30 days.
  • Accuracy: Filing online reduces the chance of math errors and missing required information.
  • Access: Use the Indiana Department of Revenue’s INTIME portal or approved third-party providers.
  • Cost: Some services are free for eligible taxpayers; others may charge fees.

Option 2: Paper Filing by Mail

If you prefer to file a paper return, use the correct address based on whether you owe payment or expect a refund.

With Payment:

Indiana Department of Revenue  

P.O. Box 7224  

Indianapolis, IN 46207-7224  

Without Payment:

Indiana Department of Revenue  

P.O. Box 40  

Indianapolis, IN 46206-0040  

When mailing:

  • Include all forms, schedules, W-2s, and 1099s.
  • Attach your check or money order if you owe money, payable to the Indiana Department of Revenue.
  • Write your Social Security number on your payment for proper processing.

Important Submission Tips

  • File well before the due date to avoid last-minute delays.
  • Keep a copy of everything you submit, whether electronically or by mail.
  • If your return is rejected, promptly correct the issues and resubmit.
  • Review the DOR’s instructions yearly, as mailing addresses and office processes may change.

Submitting early and through online methods helps avoid processing delays, reduces errors, and ensures you receive your money as quickly as possible.

Payment Options and Refund Tracking

If your 2018 Indiana state tax return shows you owe money, you have several ways to pay securely. Making your payment on time avoids extra fees and penalty charges, which can significantly add to your total cost if unpaid.

Paying Your Taxes

  • Online: The fastest way to pay is through the Indiana Department of Revenue’s INTIME portal. You can access it directly or through the IRS site if you pay your federal and state taxes in one session. Payments can be made by bank transfer (ACH) or credit/debit card, though card payments may include convenience fees.
  • By Mail: Send a check or money order to the correct address listed for returns with payment. Always include your Social Security number and the form type to ensure proper processing.
  • By Phone: Call the state’s payment line to pay using a credit or debit card.
  • In Person: Visit a Department of Revenue office if you need support submitting your payment.

Tracking Your Refund

If your state return results in a refund, you can track it through the Indiana Department of Revenue’s “Where’s My Refund” tool.

  1. Go to the INTIME portal or the IRS site link for Indiana refunds.
  2. Enter your Social Security number, tax year, and expected refund amount.
  3. Review the details provided, including whether your refund has been issued, is in processing, or requires additional verification.

Important Notes

  • Exceptions: Certain situations, like identity verification or amended returns, may temporarily delay your refund.
  • Contact: If you have questions or your refund is delayed beyond the standard time frame, contact the Indiana Department of Revenue for assistance.
  • Filing electronically and paying early can help you avoid interest, penalty fees, and processing delays — and get your money back faster if you are due a refund.

Final Filing Checklist

Before submitting your 2018 Indiana state tax return, use this checklist to ensure everything is accurate, complete, and ready for processing. A careful review can help you avoid costly penalty charges and delayed refunds.

Documents

  • Completed main form (IT-40, IT-40PNR, or IT-40RNR).
  • All required schedules are attached.
  • W-2s, 1099s, and other proof of income — including earned income for an independent contractor or small business.
  • Copies of your federal return.

Accuracy Checks

  • All math calculations are correct.
  • Deductions and credits claimed for which you are eligible.
  • Dependents listed correctly.
  • The county code matches your residence on January 1, 2018.
  • The bank account information for direct deposit is correct.

Signatures and Payment

  • Spouse has signed if filing jointly.
  • Payment is enclosed if you owe taxes, which are made payable to the Indiana Department of Revenue.
  • Check that you’ve used the correct address for mailing.

Record Keeping

  • Save copies of your return, schedules, and details of payments for at least four years.
  • Keep receipts for any deductions claimed in case of audit.
  • Note any exceptions to your filing situation for future reference.

Completing this checklist before you submit your state return helps you determine that all information is correct, ensures compliance, and maximizes the benefits you’re entitled to claim.

Frequently Asked Questions (FAQs)

Where can I find the correct Indiana state tax forms for 2018?

You can download official Indiana state tax forms for 2018 from the Indiana Department of Revenue website. Always choose forms for the correct year, as outdated versions can delay your state return. Each form is specific to the type of filer and subject to annual changes, so review the instructions carefully before completing and submitting your paperwork.

Do I need to file a state return if I already filed my federal tax return?

Filing your federal tax return does not automatically complete your Indiana state return. Indiana requires its filing using the proper Indiana state tax forms. Your federal return information is a starting point, but the state has rules and requirements subject to Indiana tax law.

How do I file a tax return in Indiana if I moved during the year?

If you moved into or out of Indiana during 2018, you may need to file a tax return as a part-year resident. Use the correct Indiana state tax forms for part-year filers, and report only the income subject to Indiana tax. Keep detailed records of when you lived in Indiana to determine how much of your income is taxable at the state level.

What is the difference between state tax and county tax in Indiana?

State tax applies to all taxable income subject to Indiana law, while county tax rates vary depending on your county of residence as of January 1, 2018. The Indiana state tax forms include separate sections for calculating each. Both taxes are paid together when you file your state return; the total will determine your final balance due or refund.

Are there penalties for not filing my Indiana state return on time?

Failing to file your state return by the deadline can result in penalties and interest. The Indiana state tax forms clearly outline these charges, which are subject to change yearly. Common penalties include a 10% failure-to-file fee and a 5% monthly failure-to-pay fee. Filing on time helps you avoid these costs and ensures you receive any refund you’re owed faster.