In 2019, more than 87% of Georgia taxpayers e-filed their state return, getting refunds in as little as 21 days compared to the painfully slow 8–12 weeks for paper filings. Filing your Georgia tax return is more than a legal requirement—it’s an opportunity to secure your refund quickly, avoid penalties, and protect your financial standing.

Whether you are a resident, part-year resident, or small business owner, the steps you take before the due date can mean the difference between a smooth filing process and one weighed down by interest charges and delays. Simple errors, like using the wrong tax table or forgetting to sign your return, can push your refund back by weeks.

This guide will walk you through how to file your Georgia tax return for the 2019 tax year from start to finish. You’ll learn who must file, which forms to use, key deadlines, payment options, and how to track your refund. Along the way, we’ll share common mistakes to avoid and provide a final checklist so you can file accurately, on time, and confidently.

Who Needs to File a Georgia Tax Return? 

Georgia law requires most residents and certain nonresidents to file a state income tax return if they had income during 2019. The starting point for calculating your state return is your federal adjusted gross income (AGI), so you must complete your federal return before beginning your Georgia forms.

You generally must file a Georgia return if you meet any of these conditions:

  • You are a Georgia resident with income from any source, inside or outside the state.
  • You are a nonresident who earned Georgia-source income or had Georgia tax withheld from your pay.
  • You are a part-year resident who lived in Georgia for part of 2019.
  • You had Georgia income tax withheld from your paycheck.

2019 Filing Thresholds

For 2019, you must file if your gross income exceeded the sum of your personal exemption and standard deduction. According to the Georgia Department of Revenue:

Personal Exemptions:

  • Single: $2,700
  • Married (each spouse): $3,700
  • Dependent: $3,000

Standard Deductions:

  • Single or head of household: $4,600
  • Married filing jointly: $6,000
  • Married filing separately: $3,000

Additional Deductions:

  • Age 65 or older: $1,300
  • Blind: $1,300

If your income meets or exceeds these thresholds, you are required to file. Even if your income is below the limit, you may still want to file to claim a refund of any Georgia tax withheld.

Why This Matters

Failing to file when required can result in significant penalties and interest. A late return can mean a 10% failure-to-file penalty, and unpaid balances can accumulate a 5% monthly failure-to-pay penalty until resolved. Filing on time, even with a balance due, helps reduce extra costs and ensures compliance with state tax laws.

Before moving forward, gather proof of your income and withholding, confirm whether you meet the filing thresholds, and be ready to transfer figures from your federal return. Understanding these requirements now can help you avoid rejected returns, missed refunds, or costly penalties later.

Key Dates, Deadlines, and Penalties

For the 2019 tax year, Georgia individual income tax returns were due April 15, 2020, for calendar-year filers. Fiscal-year taxpayers had to file by the 15th day of the fourth month after the close of their taxable year. Filing after the due date, even by a single day, can result in penalties and interest that quickly add up.

Filing Extensions

If you need extra time to complete your return, Georgia accepts federal extensions filed using IRS Form 4868. You could also file Georgia Form IT-303 directly. However, an extension to the file is not an extension to pay. Any tax owed for 2019 had to be paid by April 15, 2020, to avoid late payment penalties.

Penalties

  • Failure-to-File Penalty: 10% of the unpaid tax if you miss the filing deadline.
  • Failure-to-Pay Penalty: 5% of the unpaid tax for each month or part of a month after the due date, up to 25%.
  • Interest is charged on unpaid balances from the original due date until paid in full, calculated at the rate the Georgia Department of Revenue sets annually.

Why Filing on Time Matters

A timely and accurate state return can prevent unnecessary costs and protect your refund. Missing the due date or underpaying your estimated tax can lead to charges that may outweigh your refund. Even if you cannot pay in full, filing your Georgia tax return on time helps limit penalties and shows good faith to the state.

Knowing your deadlines and the consequences of missing them gives you the advantage of planning. Mark the due date on your calendar, arrange payment options early if needed, and double-check your return to avoid unnecessary setbacks.

Forms You Need to File

Choosing the correct Georgia tax forms is essential for filing a complete and accurate return. Using the wrong form or leaving out required schedules can cause processing delays, rejected returns, or missed refunds.

Main Forms for 2019

Form 500 – Individual Income Tax Return: This is the standard form for most taxpayers. 

Use it if you:

  • Have multiple sources of income
  • Are you itemizing deductions rather than using the standard deduction
  • Need to claim various tax credits
  • Have adjustments to your federal adjusted gross income

Form 500-EZ – Short Individual Income Tax Return: A simplified version for straightforward returns. 

You can use this form if you:

  • Have income primarily from wages
  • Take the standard deduction
  • Do not claim complex tax credits or adjustments

Additional Schedules

Schedule 1 – Georgia Adjustments
Report any additions or subtractions to your federal AGI as Georgia law requires. This can include income adjustments for state-specific rules.

Common Credits

  • Georgia Child and Dependent Care Expense Credit: Equal to 30% of the federal credit claimed.
  • Other state tax credits: Some require pre-approval using Form IT-APP. The Georgia Department of Revenue’s Tax Credit Summary lists all available credits.

Where to Access Official Forms

You can find and download all official forms, schedules, and instructions from the Georgia Department of Revenue website. The IT-511 Individual Income Tax Instruction Booklet includes comprehensive filing instructions, tax tables, and examples.

Filing Tip

Before filling out your state return, confirm that you have the correct forms for your filing situation. Review the instructions or contact the Georgia Department of Revenue for support if unsure. Filing the proper forms the first time can save you weeks of processing delays and help ensure your return is accepted without issue.

Step-by-Step: How to File Your Georgia Tax Return 

Filing your Georgia state return for 2019 is easier when you break the process into clear steps. Following this sequence can help you avoid costly mistakes, speed up your refund, and comply with state tax rules.

Step 1: Gather Essential Documents

Before you start, collect all necessary records:

  • Income Documents: W-2s from employers, 1099 forms (such as 1099-INT, 1099-DIV, and 1099-MISC), and Schedule K-1s.
  • Deduction Records: Mortgage interest statements, receipts for charitable contributions, medical expenses, and records of state/local taxes paid.
  • Previous Year’s Information: A copy of your 2018 Georgia tax return and any estimated tax payments made for 2019.

Keeping everything organized ensures a smoother filing process and reduces the chance of missing important information.

Step 2: Complete Your Federal Return First

Georgia uses your federal adjusted gross income (AGI) as the starting point for calculating your state return. Complete your federal income tax return before working on your Georgia forms. This step ensures you have the correct AGI and supporting figures ready to transfer.

Step 3: Choose the Correct Georgia Form

  • Form 500: For most taxpayers with complex income, itemized deductions, or multiple credits.
  • Form 500-EZ: For simpler returns with wage income and standard deductions only.

Choosing the wrong form can cause rejection or delays, so confirm your eligibility before proceeding.

Step 4: Fill Out Your Chosen Form

For Form 500:

  1. Enter personal details (name, Social Security number, address).
  2. Transfer AGI from your federal return.
  3. Complete Schedule 1 for any Georgia-specific adjustments.
  4. Subtract deductions to determine your Georgia taxable income.
  5. Calculate your tax using the 2019 Georgia tax tables in the IT-511 booklet.
  6. Apply eligible credits to reduce your total tax.
  7. Determine whether you owe tax or are due a refund.

For Form 500-EZ:

  1. Enter personal details.
  2. Report wage and other simple income.
  3. Apply the standard deduction.
  4. Calculate tax using the simplified table.
  5. Determine your balance due or refund.

Step 5: Double-Check for Accuracy

Common filing errors include:

  • Using the wrong year’s tax tables.
  • Forgetting to attach required schedules or W-2s.
  • Math mistakes.
  • Missing signatures.

A careful review now can prevent rejected returns and refund delays later.

Step 6: Attach All Required Documents

Include:

  • W-2s and 1099s.
  • A copy of your federal return (first two pages).
  • Any schedules or additional forms supporting your Georgia return?

Step 7: Sign, Submit, and Keep Copies

Sign and date your return before submitting it. Keep a complete copy of everything you file for at least three years. If you file electronically, save the Georgia Department of Revenue confirmation number as proof of submission.

Why This Process Works

You minimize the risk of delays and penalties by starting with your federal return, using the correct Georgia form, and double-checking for accuracy. Filing early also gives you more time to correct any issues if the state requests additional information and helps ensure your refund arrives faster. If you prepare these steps in advance, filing your Georgia tax return becomes more predictable and less stressful.

Filing Methods: E-File vs Paper Filing 

How you submit your Georgia tax return can significantly affect processing time and refund speed. For 2019, the Georgia Department of Revenue encouraged taxpayers to file electronically whenever possible.

E-File

E-filing is the fastest, most secure, and most accurate way to submit your state return. Benefits include:

  • Faster Processing: Refunds typically arrive within 21 days for error-free returns.
  • Fewer Errors: Built-in software checks reduce the risk of math mistakes or missing information.
  • Immediate Confirmation: Receive an electronic acknowledgement once your return is accepted.

Free E-File Options: Qualified taxpayers can file for free through the Free File Alliance, which partners with participating software providers. Eligibility is based on income, age, or military status.

Paper Filing

Paper filing is still allowed, but it has longer processing times—often 8 to 12 weeks for refunds—and a higher chance of delays due to manual entry. If you choose to file on paper, mail your return to the correct address:

For refunds or no balance due:
Georgia Department of Revenue
PO Box 740392
Atlanta, GA 30374-0392

For returns with payments:
Georgia Department of Revenue
PO Box 740399
Atlanta, GA 30374-0399

For amended returns (Form 500X):
Georgia Department of Revenue
PO Box 740318
Atlanta, GA 30374-0318

Which Should You Choose?

If you want your refund quickly and with fewer potential issues, e-file is the clear choice. Paper filing may be suitable for those without reliable internet access or when specific attachments are not supported electronically, but most taxpayers benefit from filing online. Whichever method you choose, ensure all forms, schedules, and required documents are complete before submitting to avoid rejection or delays.

Payment Options and Plans

If you owe tax on your 2019 Georgia return, you have several ways to pay. Choosing the correct method can save you fees, avoid penalties, and keep your account in good standing.

Online Payment via Georgia Tax Center

The Georgia Tax Center (GTC) offers secure payment options:

  • ACH Bank Transfer (Direct Debit): Free and convenient, with funds pulled directly from your bank account.
  • Credit Card: Available with a 2.31% convenience fee (minimum $1).
  • PayPal: Also carries a 2.31% fee.

With a GTC account, you can:

  • Store payment methods for future use.
  • Schedule payments in advance.
  • View your payment history anytime.

Payment Deadlines

To avoid penalties and interest:

  • Pay the full amount owed by April 15, 2020, for the 2019 tax year.
  • If you filed an extension, payment was still due by the original date.
  • Late payments incur a 5% monthly failure-to-pay penalty (up to 25%) plus interest.

Mailing Your Payment

If mailing payment with your return, include:

  • A check or money order payable to the Georgia Department of Revenue.
  • The Form 525-TV payment voucher.
    If paying separately from your return, mail the payment voucher and payment to the address listed on the form.

Payment Plans

Georgia offers installment agreements using Form GA-9465 if you cannot pay in full. You’ll need to specify the amount you can pay monthly, and interest will continue to accrue until the balance is paid in full. Setting up a plan is better than ignoring a balance due, as it prevents further collection actions. Paying your balance on time—or arranging a payment plan—protects your account, prevents escalating fees, and ensures you remain in good standing with the Georgia Department of Revenue.

Tracking Your Refund or Balance Due 

Once you file your Georgia tax return, most taxpayers' next step is to check the status of their refund or confirm any balance owed. The Georgia Tax Center (GTC) provides 24/7 access to your account, so you can monitor progress without calling the state office.

How to Track Your Refund

Use the “Where’s My Refund?” feature on the GTC website. You’ll need your Social Security number or taxpayer ID, the exact refund amount, and the tax year. Refunds from e-filed returns are generally processed within 21 days, while paper returns can take up to 90 days.

Delays happen if your return is rejected, contains errors, or requires identity verification. Checking your refund status online is faster than waiting for mailed updates and helps you respond quickly to any requests for additional documents.

Tracking a Balance Due

If you owe state income tax, log in to your GTC account to see the current balance, including any interest or penalty amounts. The system also shows payment history, upcoming due dates, and whether an estimated tax payment is required for the following year.

Other Tips

  • Keep your contact details and email address current in the system so the state can reach you with important updates.
  • The Georgia Department of Revenue website includes complete instructions for GTC and links to browser compatibility information if you have trouble accessing the page.
  • For additional help, the department’s taxpayer support center can answer questions by phone or email.

By regularly checking your refund or payment status, you can stay ahead of any issues, avoid extra interest, and ensure your Georgia tax account remains in good standing.

Final Filing Checklist

Before you send off your Georgia tax return, use this checklist to ensure everything is complete and ready for processing. Taking a few minutes to review can prevent delays, rejections, and missed refunds.

Required Documents and Forms

  • Completed Form 500 or 500-EZ
  • All W-2s, 1099s, and any other income forms are attached
  • Federal return (pages 1 and 2)
  • Any required schedules and supporting documentation
  • Correct mailing address if filing by paper

Payments and Balances

  • Payment enclosed or submitted online by the due date
  • Payment voucher included if mailing separately
  • If paying online, confirm your account shows the payment scheduled or processed.
  • Review any estimated tax requirements for the upcoming year

Credits and Deductions

  • All eligible credits, such as the Georgia Child and Dependent Care Credit, have been claimed.
  • Documentation available for deductions in case the Georgia Department of Revenue requests additional proof

Final Review

  • Sign and date your return
  • Ensure all information matches your federal return
  • Save copies for your records
  • Keep documents until the state’s page last reviewed or updated date, or until the guidelines recommend discarding them, generally at least three years.

A structured checklist before filing helps avoid common errors and keeps your return on track for faster processing. Whether you e-file or mail your state return, a final review is your last chance to ensure it is accurate, complete, and ready for the Georgia Department of Revenue’s review process.

Frequently Asked Questions (FAQs)

What should I do if my Georgia income tax return has an error?

If you notice an error on your Georgia income tax return, file an amended return using Form 500X as soon as possible. Correcting mistakes quickly helps avoid delays, interest, and penalties. The Georgia Department of Revenue provides instructions online, and you may also consult the IRS if the correction impacts your federal filing.

When is an estimated tax payment required in Georgia?

After subtracting withholding and credits, you generally need to make an estimated tax payment if you expect to owe $500 or more in state tax for the year. Payments can be made quarterly through the Georgia Tax Center. This requirement helps taxpayers avoid underpayment penalties and manage large balances at the due date.

Can I contact the IRS for help with a Georgia tax subject?

The IRS can only assist with federal tax matters, but understanding your federal return is essential for Georgia filings since your adjusted gross income comes from it. Contact the Georgia Department of Revenue directly for Georgia-specific subjects, such as state credits or deductions. They have support channels online, by phone, and at local offices.

What happens if I miss the due date for filing my Georgia return?

Missing the due date can trigger a 10% penalty, a 5% monthly failure-to-pay penalty, and interest if you can’t pay in full. Filing on time to reduce penalties. The IRS extension rules may apply if you filed Form 4868, but you must also meet Georgia’s payment requirements. Make sure to file it on time.

How do I track the status of my income tax return in Georgia?

You can track the status of your income tax return through the Georgia Tax Center using your Social Security number and exact refund amount. E-filed returns are typically processed within 21 days, while paper filings may take up to 90 days. Check regularly to address any requests for additional information promptly.