How to File a Joint West Virginia Tax Return for 2020 with Your Spouse?

Filing jointly in West Virginia for 2020 allowed legally married couples to submit one combined state income tax return. This method applies to full-year residents, part-year residents, and nonresidents with West Virginia-source income. To qualify, both spouses had to agree to file together and be legally married by December 31, 2020. Joint filing followed the same federal adjusted gross income basis used on your IRS Form 1040.

One key benefit of joint filing was a higher standard deduction than filing separately. Couples could also combine certain tax credits, often reducing their overall tax liability. Filing one return instead of two simplified the process and reduced paperwork. This approach also made it easier to manage shared income and deductions effectively.

Due to the COVID-19 pandemic, the deadline to file 2020 West Virginia tax returns was extended to May 17, 2021. This extension matched the federal deadline and gave families more time to prepare accurate returns. It applied to both paper and electronically filed joint returns. Taxpayers who needed additional time could also request a further extension if necessary.

Eligibility to File a Joint Tax Return for 2020

Specific eligibility requirements must be met to file a joint West Virginia tax return for 2020. These rules are in place to ensure accuracy and compliance for taxpayers filing their personal income tax return with a spouse. Below is a detailed breakdown of who qualifies:

Legal Marriage Requirement: You must have been legally married by December 31, 2020. To qualify for joint filing status, you and your spouse must have a legally recognized marriage as of the last day of the 2020 tax year. This date determines your eligibility across the federal and West Virginia income tax systems.
Mutual Consent to File Together: Both spouses must agree to file jointly.
You cannot file a joint personal income tax return unless both individuals consent. Filing jointly means both spouses are equally responsible for the information on the income tax return, including any income, tax, and credit reported.
Residency Status Flexibility: Eligible for full-year residents, part-year residents, and nonresidents with West Virginia income. You may still qualify if you lived in West Virginia all year, only part of the year, or earned income from West Virginia state sources as a nonresident. Nonresidents must include any WV-source income on the nonresident composite return, using appropriate West Virginia tax forms such as Schedule A.

Filing jointly offers advantages like a higher tax credit threshold and streamlined state tax forms submission, especially if you've experienced a mix of wages, business income, or claimed the homestead excess property tax credit. Follow the instructions closely and submit the correct income tax forms to the Tax Division by the deadline. For joint filers using online tools, always clear your browser memory or use a new browser window when submitting WV tax return details to save your progress securely.

If you meet these conditions, filing a joint personal income tax return could simplify your West Virginia income tax process and help you qualify for applicable refunds or tax credits.

Benefits of Filing a Joint Personal Income Tax Return

Filing a joint personal income tax return in West Virginia for the 2020 tax year offers several strategic advantages for married couples. Whether you're a full-year resident, part-year resident, or nonresident with WV-source income, understanding these benefits can help you make an informed decision when completing your West Virginia tax forms.

Higher Standard Deduction Eligibility: Filing jointly may allow you to claim a larger standard deduction, reducing your overall taxable income and lowering your tax liability. This can be especially beneficial for married taxpayers whose combined deductions exceed the individual limits set by the West Virginia Tax Division.
Access to Combined Tax Credits: Joint filers may be eligible for combined tax credits, including the Homestead Excess Property Tax Credit and other WV income tax incentives. Credits like these can significantly reduce the income tax paid, offering immediate benefits on your West Virginia income tax return.
Simplified Income and Form Management: When you file a joint personal income tax return, you submit a single set of tax forms for both spouses—saving time, reducing errors, and streamlining your WV tax return process. You only need to gather one set of income tax forms, such as W-2s, 1099s, and applicable West Virginia state tax forms, minimizing duplication and confusion.
More Accurate Federal and State Filing Coordination: Since West Virginia tax returns for 2020 align with your federal income tax return, filing jointly can make it easier to coordinate deductions, refunds, and income reporting across both jurisdictions. This is crucial when using Schedule A or other supplemental tax forms for deductions or tax credits.
Better Refund Processing and Tracking: Joint filers often receive their refunds more efficiently, especially if they opt for income tax electronic payment and e-filing. Ensure your social security numbers are entered correctly, and use the “Where does the Tax Division provide My Refund?” tool to track the status of your state tax return.
Reduced Filing Errors: By consolidating all income, wages, and deductions on a joint return, you’re less likely to omit key tax information or duplicate entries. This simplifies the audit trail and improves the accuracy of your West Virginia state and federal submissions, which is particularly important if you use tax software or browser-based filing tools (note: always clear browser memory and save copies of your tax return to a secure location).

By filing jointly, West Virginia taxpayers can simplify their filing responsibilities while taking full advantage of deductions and credits available under the state’s income tax system. It’s a strategic choice to optimize your income tax return and meet all tax filing information requirements.

Documents You Need Before Filing Your West Virginia Personal Income Tax Forms

Before you file your joint West Virginia personal income tax return for the 2020 tax year, gathering all the necessary documentation to avoid delays, ensure accuracy, and maximize any eligible refunds or credits is essential. Here’s precisely what you’ll need—with each item playing a specific role in how your return is processed.

1. Federal Return (Form 1040) with Joint Filing Status: Your completed federal tax return is the foundation for your state return. West Virginia starts with your federal adjusted gross income (AGI), so submitting a joint Form 1040 ensures your incomes, deductions, and credits are accurately reflected and transferable to your IT-140 form.

2. Original W-2s, 1099s, and Other Income Statements: You must include income documentation for both spouses, regardless of which one earned it. This includes wage statements (W-2s), freelance or contract income (1099-NEC or 1099-MISC), interest or dividends (1099-INT/1099-DIV), and any retirement distributions. West Virginia may cross-check these with IRS and employer records—so missing one can trigger a flag.

3. Proof of Deductions or Tax Credits: If you claim deductions like student loan interest, medical expenses, or credits like the earned income credit (EIC), gather receipts, IRS forms (e.g., 1098-T for education credits), and other proof. West Virginia doesn’t allow all federal deductions, but proper documentation is necessary for any modifications on Schedule M.

4. Bank Account Details for Direct Deposit: To receive your refund as quickly as possible—typically within 2 to 3 weeks for e-filed returns—provide accurate bank routing and account numbers. Mistakes here can lead to payment delays or require a paper check reissue, which may take much longer.

Having these documents in order simplifies the filing process and ensures your return is complete and compliant. Double-check every detail before submitting to avoid processing delays or audit notices.

Forms Required for Joint Filing in the 2020 Tax Year

Filing a joint West Virginia tax return for 2020 isn’t just about combining incomes—it also means completing specific forms based on your residency status, income types, and potential tax credits. Here’s a breakdown of the forms you’ll need to prepare for a compliant and accurate return:

Form IT-140 – The Core of Your State Return: This is West Virginia’s primary individual income tax return form. If you're filing jointly, you and your spouse will use this to report combined income, claim deductions, exemptions, and calculate your total state tax liability. This form is required for all resident, part-year, and qualifying nonresident filers.
Schedule M – Adjusting Income Up or Down: Schedule M is where you'll list modifications to your federal adjusted gross income for West Virginia tax purposes. This includes interest from U.S. government obligations (which may be subtracted) or income not taxed federally but taxable in WV. For joint filers, ensure both spouses' adjustments are accounted for.
Schedule E – Claiming Credit for Taxes Paid to Other States: If either spouse earned income in another state and paid taxes there, Schedule E helps you avoid double taxation. This is especially important for joint filers living near state borders or working remotely across state lines. You’ll need documentation showing the out-of-state tax paid to claim this credit.
Schedule A – For Nonresidents or Part-Year Residents: Schedule A is required if you or your spouse moved into or out of West Virginia during 2020, or if one of you lived in another state but had WV-source income. This form allocates income earned during residency in WV and ensures the correct tax is calculated based on your time and income in-state.

Completing the proper forms is critical to achieving your West Virginia joint return correctly the first time, especially if you're dealing with income from multiple sources or states. Ensure you use the schedules relevant to your situation, as missing one could delay your refund or cause tax discrepancies.

Step-by-Step Process to File Joint Virginia Tax and Income Tax Forms

Filing a joint West Virginia personal income tax return for 2020 with your spouse requires careful coordination of documents, accurate calculations, and attention to specific state requirements. Here’s a step-by-step breakdown of what to do:

1. Use Your Federal Return as the Foundation: Referencing your completed joint federal tax return (Form 1040). West Virginia uses information from your federal return to determine your state tax obligations, so this step is critical for aligning income, deductions, and filing status.

2. Combine Both Spouses’ Income and Adjustments: Report all sources of income for both spouses, including wages, interest, dividends, and business income. Deductions and credits—such as student loan interest or retirement contributions—must also be combined and reflected in the correct sections of the WV state forms.

3. Attach All Required Schedules (Schedules M, E, A, etc.): Depending on your situation, you may need to include:

Schedule M for income modifications (e.g., adjustments for federal obligations or tax-exempt pensions)
Schedule E for credit on taxes paid to other states
Schedule A for part-year or nonresident filers.
Ensure each applicable form is accurately filled out and submitted with your IT-140 return.

4. Apply the Correct Personal Exemptions: Claim a $2,000 exemption for each eligible person on your return—this typically includes you, your spouse, and any qualified dependents. Ensure your exemption total reflects your household accurately to avoid under- or overpayment.

5. Review All Math and Get Both Spouses’ Signatures: Check every figure on your return, from income subtotals to credit amounts. Mistakes—especially in math—can delay processing or result in penalties. And don't forget that both spouses must sign the return for it to be legally filed as a joint return.

By following each step carefully and submitting a complete, accurate return, you’ll reduce the chance of delays and position yourself for the fastest refund or most manageable payment outcome.

Filing Methods and Addresses for Your Joint State Tax Forms

When filing your joint West Virginia state tax return for 2020, choosing the right submission method can save you time, reduce errors, and even speed up your refund. Here's what you need to know about each available method—and where to send your return if you're filing by mail.

Electronic Filing: The Fastest and Most Accurate Option

The West Virginia State Tax Department strongly encourages electronic filing (e-file) for joint returns.
E-filing reduces the chance of math errors or missing information compared to paper forms.
Most refunds from e-filed returns are processed in 2–3 weeks, compared to up to 8 weeks for paper returns.

Use Approved Tax Software or Authorized Professionals

Only use West Virginia-approved tax preparation software or certified tax professionals to e-file your return.
Approved platforms are integrated with the state’s MyTaxes portal and automatically route forms to the correct department.
If unsure whether a preparer is authorized, check the West Virginia State Tax Department’s registry for verification.

Paper Filing: Be Careful Where You Mail It

If you choose to mail your return, the correct address depends on whether you’re expecting a refund or owe tax.
For refunds, send your completed IT-140 and any schedules to:
West Virginia State Tax Department, PO Box 1071, Charleston, WV 25324-1071
For balance due returns, send to:
West Virginia State Tax Department, PO Box 3694, Charleston, WV 25336-3694
Mailed returns take longer to process and are more prone to errors or omissions, which can delay refunds.

Choosing the proper filing method—and knowing the correct address if mailing—ensures your joint return reaches the right hands quickly and accurately, helping you avoid unnecessary delays or penalties.

Payment Options for Your Joint Personal Income Tax Return

When filing a joint West Virginia personal income tax return for 2020, couples have several payment options to suit their financial preferences and timelines. Here’s a breakdown of each method, including what you should know before choosing the best fit for your situation:

Pay Online Using the MyTaxes Portal (ACH Debit)

This is the most secure and efficient option for submitting payment directly from your bank account.
You’ll need your bank routing and account numbers.
Payments are processed quickly and provide immediate confirmation.
Visit mytaxes.wvtax.gov to begin the process.

Use a Credit Card Through the Official Payment System

West Virginia accepts payments via major credit cards, including Visa, MasterCard, Discover, and American Express.
This method may be convenient for those managing cash flow or earning rewards.
Be aware: a third-party processing fee applies and can increase the total amount owed.
Transactions are made through an authorized payment processor listed on the West Virginia State Tax Department’s website.

Mail a Check or Money Order

If you prefer to avoid online transactions, mailing a payment remains a valid option.
Make checks or money orders payable to the West Virginia State Tax Department.
Include your Social Security number, tax year (2020), and return type (joint) on the memo line.
Send your payment along with your return or a completed payment voucher to the correct address (which varies depending on whether you owe or are due a refund).

Set Up a Payment Plan if Full Payment Isn’t Possible

You can apply for an installment agreement if you cannot pay the full balance by the due date.
Interest and penalties may still accrue, but the plan helps you avoid more serious enforcement actions.
Submit a payment plan request through the MyTaxes portal or contact the WV State Tax Department directly for assistance.

Choosing the correct payment method can help you stay compliant, avoid late fees, and manage your finances more effectively—especially if you balance joint obligations.

Tracking Your Joint West Virginia Tax Refund

Tracking your joint West Virginia tax refund doesn't have to be a mystery. The state provides an efficient way to check your refund status online if you have the correct details. Here’s precisely how to do it, what to expect, and how to avoid delays.

Access the Official Refund Tool: Go to mytaxes.wvtax.gov and select the “Where’s My Refund?” option. This is West Virginia’s official online tool for tracking the status of individual income tax refunds, including joint filings.
Gather the Required Information First: Before checking, ensure you have the primary taxpayer’s Social Security number (the first listed on the joint return) and the exact dollar amount of your expected refund. The system will not work without this information entered precisely.
Know the Processing Timelines: If you filed electronically, you can typically expect your refund within 2 to 3 weeks. Paper returns take significantly longer—up to 6 to 8 weeks—due to manual processing and mail delivery times.
When Delays Happen (What to Do Next): Delays can occur if your return is flagged for review, missing information, or includes errors. The WV State Tax Department may contact you for verification or additional documentation. If it's been longer than the expected time frame, consider calling their taxpayer services line.

By using the correct tool and preparing your information in advance, you can easily monitor your joint refund and avoid unnecessary stress.

Common Mistakes to Avoid in Your Joint Personal Income Tax Filing

Filing a joint personal income tax return in West Virginia can bring many benefits—but only if done correctly. Overlooking small but critical details can delay your refund or even trigger audits. Here’s a breakdown of the most common mistakes to avoid, with clear explanations to help you file confidently:

1. Overlooking a Spouse’s Income Can Trigger Red Flags: When filing jointly, both spouses must report all income, including wages, freelance earnings, investments, and retirement distributions. Leaving out even a minor income stream (like a side hustle or a 1099-MISC) can result in underreporting, which the IRS or West Virginia State Tax Department may flag based on employer or financial institution filings.

2. Filing Without Original Documents May Lead to Costly Errors: Don't rely on estimates or summaries. Always use the original W-2s, 1099s, or K-1s for both spouses. Photocopies or summaries from financial apps can omit crucial details like withholding amounts, payer information, or state income, causing miscalculations and possibly rejecting your return.

3. Mistyped Social Security Numbers or Missed Exemptions Can Delay Processing: It’s surprisingly common for people to reverse digits in a Social Security number or forget to claim exemptions for dependents. Each person listed on your joint return must have an accurate SSN and meet eligibility for exemptions (such as the $2,000 West Virginia personal exemption per person). Incorrect details can hold up your refund and require an amended filing.

4. Missing One Signature Invalidates the Entire Return: A joint tax return is only valid if both spouses sign it. This includes electronic signatures if you e-file. Forgetting to sign—or only one spouse signing—will result in a rejected return. If you're mailing the form, double-check before sealing the envelope. If e-filing, review the digital signature verification process carefully.

Double-checking these critical details’ll help ensure your joint West Virginia tax return is accurate, timely, and stress-free. A few extra minutes of review can prevent weeks of frustration.

FAQs

Can we switch from separate to joint filing after submitting?

You can switch from separate to joint filing by filing an amended West Virginia return using Form IT-140 and checking the “Amended Return” box. Both spouses must sign the new return. Generally, you must amend within three years of the original due date. Switching to joint status may change your tax liability, credits, and deductions, so review calculations before submitting.

What happens if one spouse owes back taxes?

When filing jointly, both spouses are generally liable for any tax debts, including back taxes owed by either spouse. This is called “joint and several liability.” If one spouse has a tax debt, your joint refund may be reduced to cover it. If appropriate, you can apply for relief by filing IRS Form 8379 (Injured Spouse Allocation) and contacting the West Virginia State Tax Department for state-level options.

Do joint filers qualify for all the same credits as single filers?

Joint filers often qualify for the same credits as single filers—and in some cases, even more. Filing jointly may increase your eligibility for income-based credits, such as the Homestead Excess Property Tax Credit or the Family Tax Credit. However, credit amounts may differ based on combined income. Always check the instructions for West Virginia Schedule E and M to ensure eligibility and correct application of credits.

How do we amend a joint return if we made a mistake?

To correct a joint West Virginia tax return, file an amended return using Form IT-140 and indicate it's an amendment. Include updated schedules (such as Schedule A, E, or M) if they’re affected by the change. Clearly explain the reason for the amendment and attach any necessary documents. Both spouses must sign the revised return. Refunds from amended returns typically take several weeks, especially for paper filings.

Can we file jointly if one spouse lived outside West Virginia during the tax year?

Yes, you can file jointly if one spouse lived outside West Virginia, provided you were legally married on or before December 31, 2020. Use Schedule A to report income separately for each spouse if one was a part-year resident or nonresident. You’ll still combine your federal income, but allocate West Virginia–source income accurately. This ensures fair taxation and may allow access to certain credits or deductions for the in-state spouse.