Filing your Arkansas state income tax return for 2018 can initially seem overwhelming, but it doesn’t have to be. Knowing the rules and steps ahead of time can make the process far smoother, whether you are a full-year resident, part-year resident, or nonresident with Arkansas income. This guide is designed to help you understand how to file your Arkansas tax return for 2018 accurately, meet deadlines, and avoid unnecessary penalties.

This resource is written for individuals, small business owners, and self-employed taxpayers who need clear, straightforward information on filing requirements, forms, and payment options. It will walk you through the essential documents to gather, explain how to determine your filing status, and outline the deductions and credits you may qualify for. Even if you are new to filing in Arkansas, you will find each step broken down into plain language.

This guide will teach you how to file your taxes and pay them. We will also cover how to track your refund, request an extension, and prepare a final filing checklist so you can confidently submit your return. Following these steps will help you file taxes on time and in compliance with the Arkansas Department of Finance and Administration requirements.

Overview of Arkansas State Income Tax for 2018

Arkansas requires some taxpayers to file an income tax return based on where they live, how much money they make, and how they file. For the 2018 tax year, the state kept certain income levels, updated some exemptions, and changed rules to match recent changes at the federal level. Knowing these facts can help you decide if you need to file taxes and how to do it correctly.

Who Needs to File

You must file an Arkansas tax return for 2018 if you meet any of the following:

  • Full-year residents: You lived in Arkansas for the entire calendar year, and your gross income reached the minimum threshold for your filing status. For example, single filers must file if they earned $12,260 or more.

  • Part-year residents: You moved into or out of Arkansas in 2018 and earned any income while living there.

  • Nonresidents: You earned any Arkansas-source income in 2018, regardless of amount.

Income thresholds vary by filing status:

  1. Single: $12,260 or more.

  2. Head of Household (one or no dependents): $17,431.

  3. Head of Household (two or more dependents): $20,778.

  4. Married Filing Joint (one or no dependents): $20,675.

  5. Married Filing Joint (two or more dependents): $24,883.

  6. Married Filing Separately: $5,099 or more.

  7. Qualifying Widow(er) (one or no dependents): $17,431.

  8. Qualifying Widow(er) (two or more dependents): $20,778.

Filing Deadline

For calendar-year filers, the due date for the 2018 Arkansas tax return was April 15, 2019. The next business day applies if the due date falls on a weekend or legal holiday. The U.S. Postal Service postmark determines the filing date, so if you mail your return, allow extra time.

Key Changes for 2018

Several updates affected Arkansas taxpayers in the 2018 tax year:

  • Military retirement exemption: All retirement benefits received by members of the uniformed services became fully exempt from state income tax.

  • Capital gains exemption: The exclusion amount for net capital gains remained at 50% for the entire year.

  • Taxation of unemployment compensation: Unemployment benefits became taxable for Arkansas income tax purposes.

  • 529 plan updates: Tax relief expanded to allow withdrawals from Arkansas tax-deferred tuition savings plans for elementary and secondary school expenses.

What Forms to Use

Choosing the correct forms is essential to completing your Arkansas tax return accurately. The forms you need depend on your residency status and the type of income or deductions you have for the 2018 tax year.

Main Individual Income Tax Forms

  • Form AR1000F – Full-Year Resident Individual Income Tax Return: Use if you lived in Arkansas for the entire 2018 calendar year or maintained Arkansas as your domicile.

  • Form AR1000NR – Nonresident and Part-Year Resident Individual Income Tax Return: Use if you were a nonresident earning Arkansas-source income or a part-year resident who moved into or out of Arkansas during 2018.

Common Schedules and Supporting Forms

  • Form AR3—Itemized Deductions: This form is for taxpayers who itemize their deductions instead of using the standard deduction.

  • Form AR4 – Interest and Dividends: Required if your interest or dividend income exceeded $1,500.

  • Form AR1000ADJ – Schedule of Adjustments: For adjustments between your federal and Arkansas income.

  • Form AR1000TC–Schedule of Tax Credits: Used to claim business incentive credits and other state tax credits.

  • Form AR1000D – Capital Gains: This reports capital gains and losses.

All official 2018 tax forms are in the Arkansas Department of Finance and Administration forms archive.

Step-by-Step Instructions to Complete Your Return

Completing your Arkansas tax return for 2018 requires a straightforward process. Following each step ensures your filing is accurate and submitted on time.

Step 1 – Gather Required Documents

Before you start, collect important tax information, including your federal income tax return, W-2s, 1099s, and any records for deductions or credits you plan to claim. Self-employed workers should also have business expense records and proof of payroll taxes paid to employees. If you earn rental income, keep documentation of any property you own.

Step 2 – Choose Your Filing Status

Select the correct filing status based on your situation:

  • Single

  • Married filing a joint return

  • Married filing separately

  • Head of household

  • Qualifying widow(er)

The forms you use and the deductions you can claim depend on your filing status. For example, a married couple may be eligible for credits they could not claim when filing separately.

Step 3 – Calculate Personal and Dependent Tax Credits

Credits reduce the amount of tax you owe. You and your spouse each get a $26 personal credit. Dependent credits apply for qualifying children or relatives. If you claim credits for certain expenses, refer to the official instructions for the exact eligibility rules.

Step 4 – Report Your Income

Report your taxable income, such as wages, interest, dividends, business income, and capital gains. If you have investment accounts, ensure that all ownership details are correct. This section also includes adjustments for income exempt under Arkansas law, such as active-duty military pay.

Step 5 – Calculate Deductions

You can use the standard deduction or itemize deductions for expenses such as mortgage interest, charitable donations, and medical bills. Your filing period may differ for those on a fiscal year schedule instead of the calendar year. In Arkansas, the deadline is typically the 15th day of the fourth month after your tax year ends.

Step 6 – Apply Credits and Calculate Final Tax

Use the Arkansas tax tables to determine your final liability. Subtract all credits and record the net amount. If you have made an estimated tax payment, please include it in your calculations. Direct deposit refunds require your routing and bank account number.

Common Mistakes to Avoid

  • Forgetting to attach a copy of your federal tax return when required can result in processing delays or a request for additional documentation.

  • Entering incorrect bank account or routing numbers for direct deposit may cause your refund to be sent to the wrong account or returned to the state.

  • Mailing delays can cause your return to miss the filing deadline, leading to penalties, interest charges, and a longer wait for your refund.

  • Failing to carefully review every page of your return for math errors, missing signatures, or incomplete fields can cause the Arkansas Department of Finance and Administration to reject or return your filing.

  • Neglecting to visit the Arkansas Department of Finance and Administration’s official site for updated forms, instructions, and guidance can result in using outdated materials and submitting an incorrect return.

If you have questions, call the DFA or the IRS website for help. Many taxpayers use Google to find information, but you should always ensure you're on a government site. Filing correctly helps you stay compliant, avoid fines, and ensure your return is processed without any problems.

How to File Your Return

You can submit your Arkansas tax return for 2018 electronically or by mailing a paper return. The proper method depends on your comfort level, the complexity of your return, and whether you are getting a refund or paying your taxes.

Electronic Filing (E-file)

E-filing is the fastest and most secure way to file taxes. You can submit your state and federal returns simultaneously, which helps reduce errors and speeds up processing. Many taxpayers are eligible for free e-filing through Arkansas’s participation in the Free File Alliance program. Benefits of e-filing include:

  • Faster processing, which can mean quicker refunds.

  • Built-in error checking will help you remain compliant.

  • Direct deposit options allow your refund to be sent directly to your bank account.

  • Electronic confirmation will be sent when your return has been received.

E-filing can make it easier to file forms simultaneously if you are self-employed or own a small business.

Paper Filing

You can file by paper if you prefer traditional methods or are uncomfortable using online services. Be sure to:

  • Use the correct mailing address for your type of return—whether you have a refund, no balance due, or a tax payment to include.

  • Apply sufficient postage and ensure the return is postmarked by the filing due date.

  • Include all necessary forms, schedules, and supporting documentation to avoid delays in processing.

Paper filing is generally slower because it requires manual entry by the Arkansas Department of Finance and Administration. The Arkansas Department of Finance and Administration may hold up your refund and send you a notice asking for more tax information if your submission is missing or has mistakes.

How to Make a Payment

You can choose from several payment options if you owe taxes for your 2018 Arkansas return. Paying the correct amount on time helps you avoid penalties and interest.

Online Payment Options

  • ATAP (Arkansas Taxpayer Access Point): This secure online portal allows you to make a tax payment 24/7, pay estimated taxes, view your account balance, and update your information. You can pay directly from your bank account without paying any extra fees.

  • Credit or Debit Card Payments: Arkansas accepts card payments through approved processors. A small convenience fee applies, which is separate from the amount you owe.

Online payments are generally processed faster and confirm your records.

Traditional Payment Methods

  • Check or Money Order: Make payable to “Dept. of Finance and Administration.” Include the payment voucher (Form AR1000V) with your check or money order, and write your Social Security number and tax year on the payment.

  • Electronic Funds Transfer (EFT): Businesses or self-employed individuals often use this option to make regular payments for clients or employees.

When mailing a payment, use the address in the tax return instructions to ensure it goes to the correct processing center.

Payment Deadlines and Penalties

For calendar year filers, the due date for 2018 payments was April 15, 2019. For those on a fiscal year schedule, the deadline is the 15th day of the fourth month after your tax year ends. If you don't pay on time, you may have to pay extra fees and interest, and the total amount you owe will go up the longer you don't pay.

How to Track Your Refund or Balance Due

Knowing how to track your Arkansas tax refund or verify a remaining balance is integral to learning how to file your 2018 Arkansas tax return successfully. The Arkansas Department of Finance and Administration has tools that help taxpayers check the status of their refunds, ensure their tax payments are received, and ensure they have sent in all the necessary paperwork.

Checking Refund Status After You File Taxes

Once you file your taxes, you can track your refund online or over the phone. The Arkansas Taxpayer Access Point (ATAP) lets you see when your return was processed and whether your refund was approved. Your Social Security number and the refund amount from your tax return are essential. Phone assistance is also available for those who prefer to speak directly with a representative.

Processing Times for Calendar Year Filers and Fiscal Year Taxpayers

For calendar year filers, most electronic returns are processed within 2–3 business days, while paper returns may take 6–8 weeks. If you file on a fiscal year basis, your processing timeline will begin after your filing due date and can vary depending on when your return is received.

Special Considerations for Self-Employed Taxpayers

If you are self-employed and expecting a refund, remember that certain returns may require additional review, especially if they include complex deductions or credits. This extra verification can extend processing time, so allow for possible delays. Monitoring your account regularly helps you confirm when your refund is issued or when a balance due is posted.

Requesting an Extension When Learning How to File Your Arkansas Tax Return 2018

Sometimes taxpayers need extra time to gather documents, review deductions, or ensure accuracy before filing. Arkansas allows extensions that give you more time to submit your state return. However, it’s critical to remember that an extension to file your tax return does not extend the deadline for making a tax payment. If you delay paying what you owe, penalties and interest will apply, even if you are granted more time to file.

Federal Extension and Its Impact on Your Arkansas Tax Payment

If you file a federal extension using Form 4868, Arkansas automatically honors that extension for your state return. You must not submit a separate state extension form if your federal request is approved. Despite the extra time to file, you are still required to make your tax payment by the original due date, which for most calendar year filers is April 15, 2019. Paying on time prevents late-payment penalties and minimizes interest charges. If you’re unsure about the exact amount to pay, you can make an estimated payment to cover your liability.

Arkansas-Only Extension Process

If you do not file a federal extension, you can request an Arkansas-only extension by submitting Form AR-1055-IT before the standard filing deadline. This request must be sent to the Arkansas Department of Finance and Administration and should include your estimated tax liability for 2018. Even with an Arkansas-only extension, the tax payment deadline remains the same. Late payments can lead to compounding interest and penalty assessments, so calculate your expected liability carefully and submit the payment with your extension request.

Why an Extension Can Be Helpful

An extension can benefit taxpayers who experience unexpected events, need time to gather complex financial records, or are waiting for corrected forms from employers, banks, or investment companies. It can also be valuable for those who have moved recently or have multiple income sources. Requesting an extension ensures you can file a complete and accurate return, reducing the risk of errors that could trigger an audit or delay your refund.

Final Filing Checklist

Before submitting your 2018 Arkansas state income tax return, take a few moments to ensure that every detail is accurate. A careful review helps you avoid delays, penalties, or rejected filings. Use this checklist to ensure your return is complete and ready for submission.

  • Verify all personal details: Confirm that your name, address, and Social Security number are correct and match the information on your federal return.

  • Select the correct filing status: Make sure the status you choose reflects your situation for 2018, whether single, married filing jointly, married filing separately, head of household, or qualifying widow(er).

  • Report all income sources: Include wages, interest, dividends, business income, capital gains, and any other taxable income for the year.

  • Calculate all applicable credits: Ensure personal, dependent, and notable credits (such as the developmental disabilities credit) are applied correctly.

  • Double-check all math: Review calculations for income, deductions, credits, and total tax due to prevent errors.

  • Attach required documents: Include copies of W-2s, 1099s, schedules, and other supporting forms. If needed, attach a copy of your federal tax return.

  • Sign and date your return: Both spouses must sign a joint return. Unsigned returns will be rejected.

  • Include your payment if owed: If you have a balance due, send your check, money order, or electronic confirmation.

  • Use the correct mailing address: Choose the address that matches your filing type—refund, balance due, or no tax due.

  • Apply sufficient postage: Postage shortages can cause delays or returned mail.

  • Save copies for your records: Keep a copy of your return, schedules, and proof of payment for at least six years.

Visit the Arkansas Department of Finance and Administration before submitting your return for official instructions, updated forms, and mailing addresses. A complete, accurate filing ensures your return is processed smoothly and your refund—if due—arrives without unnecessary delay.

Frequently Asked Questions (FAQs)

What if I missed the April 15th due date for my 2018 return?

If you missed the due date, submit your return as soon as possible to reduce penalties and interest. Even if you cannot pay the entire balance, filing quickly demonstrates good faith and can help maintain compliance with Arkansas requirements. This also limits the accumulation of daily interest and potential late-filing penalties, ensuring your account is addressed before the state takes collection action.

Can I e-file my Arkansas tax return for free?

Many taxpayers qualify for free e-filing through the Free File Alliance program, which offers secure, state-approved services that meet Arkansas and IRS standards. E-filing ensures faster processing, built-in error checks, and direct deposit options. It’s especially beneficial for those seeking to avoid common filing mistakes, since the software guides you step-by-step through the process while keeping you compliant with current state and federal requirements.

What deductions are most often overlooked by Arkansas taxpayers?

Frequently missed deductions include medical expenses, charitable donations, certain payroll taxes for employees, educator classroom supplies, and eligible education costs. These deductions can significantly lower your taxable income if claimed correctly. Taxpayers often forget to track smaller receipts or overlook deductions that apply only at the state level. Reviewing official instructions and consulting a tax professional can help you claim all allowable deductions before filing.

Can I file jointly if I moved to Arkansas mid-year?

If you were married on December 31, you may file a joint return even if you moved mid-year. Be sure to report all income earned and determine which portion is taxable in Arkansas based on ownership rules and residency periods. This ensures compliance with state allocation requirements and helps you avoid overstating your income subject to Arkansas tax.

What should I do if I receive an Arkansas tax notice?

Review the notice carefully and read all details on the page provided. The notice may request documentation, explain changes to your return, or list a balance due. Respond promptly, as most notices have deadlines for action. If you disagree with the adjustment or need clarification, contact the Arkansas Department of Finance and Administration directly. Quick action can prevent further penalties or enforcement measures.

How long should I keep my tax records?

Maintain your records for at least six years, including copies of filed returns, proof of asset ownership, employees’ wage records, and receipts for taxable transactions. This documentation may be required if the IRS or Arkansas audits your return or requests verification of reported amounts. Organized records make it easier to respond quickly to inquiries and ensure you can substantiate deductions, credits, or income reported on past returns.