
The IRS has broadened access to free tax filing for 2025, giving millions of taxpayers new ways to prepare and e-file federal returns. Programs include Free File, Direct File, volunteer income tax assistance, and counseling for the elderly.
The Free File program remains the foundation of the IRS's effort to expand access to no-cost tax return preparation. Now in its 23rd year, the service pairs the IRS with private software companies to provide guided tools for taxpayers. These programs help individuals prepare and complete a federal return accurately while ensuring they capture eligible deductions and credits.
Taxpayers with an income of $84,000 or less qualify for guided Free File software. The system walks users through interview-style questions to simplify tax return preparation and minimize errors. It is designed to ensure qualified taxpayers receive all available benefits without paying for commercial services.
Free File also includes electronic fillable forms for taxpayers who are comfortable handling their own returns. These forms allow anyone to prepare a federal return online, regardless of income. The option appeals to filers who want a free but more hands-on approach to their tax return preparation.
The IRS Direct File system is expanding significantly after its pilot launch in 2024. In the 2025 season, the tool will be available to more than 30 million taxpayers across 25 states. Direct File lets users prepare and e-file a federal return directly on the IRS website without third-party software.
The platform works on desktops, tablets, and smartphones, making it accessible across devices. It includes free tax help through live chat in English and Spanish, offering support for common questions. A locked padlock icon is displayed on the service to indicate secure access and build taxpayer trust.
Direct File is currently offered in California, Texas, Florida, New York, and Pennsylvania. Eligibility depends on both where a taxpayer lives and the type of income they report. The expansion to 25 states marks the largest rollout of the program since its initial pilot.
In-person help remains a key part of the IRS strategy to increase free filing access. Volunteer Income Tax Assistance (VITA) programs provide face-to-face guidance at local VITA sites staffed by IRS-certified volunteers. These services aim to reduce barriers for taxpayers who generally qualify but may lack digital access or confidence.
VITA sites generally serve taxpayers with incomes of $67,000 or less, people with disabilities, and those with limited English proficiency. Volunteers are trained to provide accurate assistance and ensure that tax returns are complete. For many households, these centers are the most reliable source of free tax help.
The IRS also offers counseling for the elderly, a program designed to help older taxpayers navigate their returns. This service focuses on retirement income, Social Security, and tax credits seniors may qualify for. By providing tailored counseling, the program helps elderly taxpayers prepare accurate returns without added costs.
For many families and retirees, the financial savings are significant. Commercial tax return preparation software can cost between $30 and $200, while professional services may run several hundred dollars. By using Free File, Direct File, or VITA programs, households can save $100 to $300 annually while filing taxes for free.
The IRS plan centers on expanding direct filing and strengthening volunteer income tax assistance and counseling for older people. The agency says electronic filing is faster, more secure, and less prone to errors than paper filing. When taxpayers e-file and choose direct deposit, most refunds are delivered within 21 days, compared to weeks for paper checks.
The IRS also emphasizes transparency and accuracy in its program information. Each official page includes a last reviewed or updated notice so taxpayers can confirm current details. By combining technology, community support, and cost savings, the IRS aims to make preparing and completing a federal return easier than ever.
Taxpayers can visit the official IRS newsroom for full details on deadlines, eligibility, and program updates. Each program page and release includes a page last reviewed or updated notice to confirm the information is current.