Applying for an Individual Taxpayer Identification Number (ITIN) can feel overwhelming, especially for those unfamiliar with U.S. tax rules. Many individuals and families in Colorado rely on ITIN assistance to comply with federal income tax return requirements. The Internal Revenue Service issues this taxpayer identification number to people who are not eligible for a Social Security Number but still need to file or report income.

For 2025, ITIN rules remain essential for nonresident aliens, international students, dependents, and spouses who must file a federal tax return. Whether you live in Denver, attend school in Boulder, or invest in property in Aspen, having the correct documentation ensures your application is processed smoothly. Without a valid ITIN, taxpayers may face delays, rejections, or loss of eligibility for valuable tax benefits.

This complete guide explains how to apply for an ITIN, when renewals are required, and what to do if you have an expired ITIN. You will also learn about IRS Taxpayer Assistance Centers, Certified Acceptance Agents in Colorado, and the documents needed to verify identity and foreign status. By understanding the process, applicants can avoid common issues and confidently meet all IRS requirements.

What Is an Individual Taxpayer Identification Number (ITIN)?

An Individual Taxpayer Identification Number, or ITIN, is a nine-digit taxpayer identification number issued by the Internal Revenue Service. It is designed for individuals who must file a federal tax return or report income but are not eligible for a Social Security Number. The ITIN allows taxpayers to meet their federal income tax return obligations even if their immigration status prevents them from obtaining an SSN.

The format of an ITIN always begins with the number 9 and follows the pattern 9XX-XX-XXXX. While this number serves as an identification tool for federal tax purposes, it does not authorize employment, provide Social Security benefits, or change a person’s immigration status. Instead, it ensures taxpayers without SSNs can still file tax returns, claim certain benefits, and comply with federal law.

Key characteristics of an ITIN include:

  • It is used only for federal tax purposes. Taxpayers use it to file returns, pay tax liabilities, or claim allowable credits.

  • It is not the same as a Social Security Number. Applicants should apply for an ITIN only if they are ineligible for an SSN.

  • It is temporary if unused. An existing ITIN will expire after three consecutive years, after which it is not included on a federal income tax return.

  • Form W-7 requires proof of identity and foreign status. When completing the form, applicants must provide valid documents, such as passports or birth certificates.

In short, the ITIN is a tool that allows individuals, spouses, and dependents without SSNs to remain tax compliant. For many taxpayers in Colorado, this number is essential for filing an accurate return, avoiding penalties, and ensuring that the IRS processes their application correctly.

Who Needs an ITIN in Colorado?

Individuals who must file a federal tax return but are not eligible for a Social Security Number must have an ITIN. This applies to many taxpayers in Colorado, from international students to real estate investors. Understanding eligibility helps applicants avoid unnecessary delays or rejections.

The following groups typically need an ITIN:

  • Nonresident aliens are required to file a federal income tax return. This includes those claiming tax treaty benefits with countries such as Mexico.

  • Resident aliens who meet the substantial presence test do not qualify for an SSN.

  • International students, professors, and researchers must file or claim tax benefits in Colorado.

  • Dependents and spouses who claim on a U.S. citizen’s or resident’s return need a taxpayer identification number (ITIN) to receive allowable credits.

  • Nonresident investors purchasing property in Colorado must report income and file the appropriate forms with the IRS.

For Colorado households, an ITIN may apply to multiple family members. If filing jointly, a spouse may need to use an ITIN, while children may need ITINs to qualify as dependents on a federal tax return. By confirming eligibility, taxpayers can ensure they meet IRS requirements before beginning the application process.

When and Why: Apply for an ITIN?

Applying for an ITIN is not optional if you are required to file a federal income tax return but cannot obtain a Social Security Number. The IRS requires applicants to file Form W-7 with a tax return or qualifying documentation.

Important timelines include:

  • The regular filing deadline is April 15, or the next business day if it falls on a weekend or holiday.

  • Extended filing deadline: October 15, if Form 4868 is submitted by the April deadline.

  • Processing time: On average, 9 to 11 weeks, depending on when the application is submitted. Delays are more common from January through April.

The consequences of not applying can be significant. Taxpayers without a valid ITIN may face rejected returns, penalties, and interest on unpaid tax. They may also be unable to claim credits for themselves, a spouse, or dependents. Filing early and allowing enough weeks for processing ensures that taxpayers meet both state and federal deadlines.

ITIN Renewal Requirements

An existing ITIN does not remain valid indefinitely. The IRS requires renewal if the number has expired, which can happen in two ways.

  1. Expiration due to non-use: An ITIN expires after three consecutive years without being included on a federal tax return.

  2. Automatic expiration: Certain ITINs issued before 2013 expired unless previously renewed.

Key points to know about renewal:

  • Applicants must file Form W-7 again and mark the box for renewal of an existing ITIN.

  • They must include supporting documentation such as passports, birth certificates, or other identity records to prove eligibility.

  • Filing a federal income tax return with an expired ITIN will delay processing and may reduce the refund amount.
    To avoid issues, the renewal for each tax season should be completed before January.

Taxpayers, spouses, and dependents who need to renew should review their status carefully, respond promptly to any IRS notice, and submit updated documentation. Renewing on time prevents delays and ensures compliance with IRS requirements.

Step-by-Step ITIN Application Process

Applying for an ITIN requires completing Form W-7, gathering supporting documents, and submitting the application to the Internal Revenue Service. Colorado taxpayers have three primary methods: mailing directly to the IRS, applying in person at taxpayer assistance centers, or working with certified acceptance agents. Each technique has specific steps and advantages.

Method 1: Mail Application to IRS

  1. Complete Form W-7.
    Please use the latest version, fill in all fields, and sign the form. Then, select the appropriate reason for applying, such as being a nonresident alien or dependent.

  2. Gather documentation.
    Provide passports, birth certificates, or other records proving identity and foreign status. Use certified copies if originals cannot be mailed.

  3. Attach your federal income tax return.
    Unless you qualify for an exception, a return must be included to process the application. Leave the SSN and ITIN fields blank.

  4. Prepare your mailing.
    Place all documents in one package and send to the IRS ITIN Operation at the designated box address in Austin, Texas. Certified mail or courier services with tracking are recommended.

  5. Allow time for processing.
    The IRS typically takes 9 to 11 weeks, but peak filing season from January through April may take longer. Applicants should file early to avoid delays.

Method 2: In-Person at IRS Taxpayer Assistance Centers in Colorado

Taxpayers who prefer not to mail original documents can schedule an appointment at IRS taxpayer assistance centers. Locations in Denver and Colorado Springs provide this service.

  • Representatives review the application, verify identity documents, and return them the same day.

  • Applicants still need to bring their completed Form W-7 and federal tax return.

  • Scheduling an appointment in advance is required, especially during tax season.

This method is helpful for individuals who cannot risk mailing passports or other critical documents.

Method 3: Through Certified Acceptance Agents (CAAs) in Colorado

Certified acceptance agents are professionals who the IRS approves to assist with ITIN applications.

  • CAAs review the applicant’s documents, confirm identity and foreign status, and complete a certificate of accuracy.

  • Applicants avoid mailing original documents because the CAA provides certified verification.

  • CAAs can also explain issues related to dependents, spouses, or household eligibility and reduce errors that cause rejections.

  • The application is submitted directly to the IRS with supporting documentation, often leading to smoother processing.

Working with a CAA is especially valuable for families with children, applicants with expired ITINs, or individuals needing extra guidance to meet IRS requirements.

Checking Your ITIN Application Status

Once you apply for an ITIN, confirming whether the Internal Revenue Service has received and is processing your application is essential. Since many taxpayers rely on an ITIN to file a federal income tax return, delays or missing notices can create significant problems. The IRS does not currently provide online tracking, but applicants have several reliable ways to check their ITIN application status.

Standard Processing Timeline

  • Most ITIN applications take 9 to 11 weeks to process once received by the IRS.

  • Applications may take longer during peak filing season (January through April). Incomplete forms or missing documentation can add another 4 to 6 weeks.

  • Applicants who mailed Form W-7 should allow enough time for delivery and review before contacting the IRS.

How to Check Your Status

  • Call the IRS ITIN hotline at 800-908-9982 to ask about your application status. Representatives can confirm whether the application is being processed or if action is required.

  • Be prepared to provide identifying details, such as the applicant’s name, date of birth, and mailing address. This information helps the IRS verify your identity.

  • If you applied through a certified acceptance agent, you may also contact that representative for updates, since they submitted your documents with a certificate of accuracy.

When to Contact the IRS

  • If you have not received a notice or original documents after 11 weeks, call the ITIN hotline to request an update.

  • If you filed during January through April and have waited more than 12 weeks, it is appropriate to follow up.

  • Contact the IRS sooner if you receive an unexpected notice requesting additional information or believe your documents may have been misplaced.

By checking your ITIN application status and responding quickly to any IRS notice, you can prevent further delays, ensure your application is processed correctly, and receive your taxpayer identification number in time to meet tax filing deadlines.

Becoming a Certified Acceptance Agent in Colorado

Certified acceptance agents, or CAAs, are professionals the Internal Revenue Service approves to help applicants complete ITIN applications. They serve an essential role in Colorado communities by guiding taxpayers through the process and reducing errors that cause delays.

Requirements to become a CAA include:

  • Professional eligibility: Tax preparers, attorneys, CPAs, and enrolled agents may apply.

  • Training and approval: Applicants must complete IRS training on ITIN procedures and document verification.

  • Suitability checks: The IRS reviews an applicant’s tax compliance history and background before approval.

  • Ongoing responsibilities: CAAs must keep records, verify documentation such as passports and birth certificates, and submit a certificate of accuracy with each ITIN application.

Acceptance agents in Colorado often support households with dependents, spouses, or individuals with complex circumstances. By offering verification services and document review, they make the application process easier and help taxpayers meet filing deadlines with fewer issues.

Colorado-Specific Considerations

Colorado taxpayers using ITINs must also meet state requirements. While ITINs are issued by the IRS, they are accepted for filing state returns when a Social Security Number is unavailable. This ensures that individuals and households remain compliant at the state and federal levels.

Essential considerations for Colorado include:

  • State income tax filing: Colorado accepts ITINs instead of SSNs for eligible individuals filing a state tax return.

  • Local assistance: IRS taxpayer assistance centers in Denver and Colorado Springs, as well as local certified acceptance agents, provide in-person support.

  • Community resources: Volunteer Income Tax Assistance programs, universities, and nonprofit organizations offer free or low-cost ITIN help.

  • Language and cultural support: Many Colorado CAAs serve bilingual communities, including individuals from Mexico and other countries, to ensure applicants receive clear guidance.

By understanding federal and state obligations, taxpayers in Colorado can file correctly, avoid expired ITIN issues, and maintain compliance across all levels of government.

Avoiding ITIN Scams and Fraud

Applicants in Colorado should be cautious of scams related to ITIN assistance. Fraudulent services often target individuals unfamiliar with the process by offering false guarantees or charging excessive fees.

Tips to protect yourself:

  • Be wary of anyone promising guaranteed approval or expedited processing for extra fees. The IRS does not allow expedited ITIN services.

  • Confirm that a professional is a legitimate certified acceptance agent before sharing documents. The IRS provides a public list of approved agents.

  • Avoid giving personal documents, such as passports or birth certificates, to unverified individuals or organizations.

  • Report suspicious activity or fraudulent representatives directly to the IRS.

By working only with certified acceptance agents or taxpayer assistance centers, applicants can safely complete their ITIN application and avoid unnecessary risks.

Frequently Asked Questions

How long does ITIN processing take in 2025?

Most ITIN applications take 9 to 11 weeks for the Internal Revenue Service to process. If you apply during January through April, the timeline may be longer. Taxpayers should review their documentation carefully before mailing Form W-7 to avoid delays. If you have not received a notice after the standard processing period, contact the IRS taxpayer assistance center for an update.

Can I file a federal tax return with an expired ITIN?

Filing a federal income tax return with an expired ITIN can cause processing delays and may lead to rejected returns. An existing ITIN expires if it is not used for three consecutive years or if it was issued before 2013 and not renewed. To avoid issues, taxpayers should renew before filing. Renewal requires submitting Form W-7 with valid documentation, such as passports or birth certificates.

How do I check my ITIN application status?

Applicants can check their ITIN application status by calling the IRS ITIN hotline at 800-908-9982. Representatives will request information such as the applicant’s name, date of birth, and mailing address for verification. You may also contact them for updates if you submitted your application through certified acceptance agents or taxpayer assistance centers. If you have not received documents or a notice after 11 weeks, follow up promptly.

What documents are required to apply for an ITIN?

To apply for an ITIN, taxpayers must submit Form W-7 with supporting documentation proving identity and foreign status. Acceptable documents include passports, birth certificates, medical records for children under six, or school records for dependents under 24. Copies must be certified by the issuing agency if originals are not mailed. The IRS requires complete documentation with every application to ensure accurate processing.

Can acceptance agents in Colorado help with ITIN applications?

Yes, certified acceptance agents in Colorado assist individuals, households, and dependents with ITIN applications. They review documents such as passports and birth certificates, verify eligibility, and complete Form W-7 accurately. By working with acceptance agents, applicants do not need to mail original documents to the IRS. This reduces processing issues and provides applicants with additional support when submitting or renewing their ITIN.

What should I do if my ITIN has expired?

If your ITIN has expired, you must renew it before filing a tax return. Renewal involves completing Form W-7, checking the renewal box, and submitting the application with supporting documents. Spouses and dependents must also renew if claimed on a federal tax return. Renewal requests can be mailed to the IRS, submitted through taxpayer assistance centers, or completed with certified acceptance agents in Colorado.