If you need official copies of your Arkansas tax records for a mortgage application, student financial aid, or legal documentation, the Arkansas Department of Finance and Administration (DFA) processes these requests. These records provide copies of your original tax return information and differ from the federal tax return handled by the IRS. Knowing the correct document to request helps you avoid delays and unnecessary steps.

Many taxpayers require these records when lenders, schools, or government agencies ask for verified income information or past tax account documentation. Others may need them for immigration filings, business licensing, or legal proceedings. Accurate records make it easier to meet deadlines and comply with specific requirements.

This guide explains how to request an Arkansas tax transcript or old return from start to finish. It covers the required form, applicable fees, and the steps for submitting your request by mail or in person. You will also learn about typical processing times, common mistakes to avoid, and what to do if problems arise. By following the instructions carefully, you can ensure your request is handled efficiently and receive the correct documents for your needs.

What Is an Arkansas Tax Transcript vs. a Tax Return Copy?

Understanding the difference between an Arkansas tax transcript and a tax return copy is essential before you submit your request. The Arkansas Department of Finance and Administration (DFA) provides specific options, and knowing which one to choose ensures you receive the correct tax records for your needs.

Unlike the IRS, which offers federal tax return transcripts and complete return copies, Arkansas primarily provides copies of state tax returns rather than separate transcript summaries. Below is a comparison to help you decide which document fits your situation.

Arkansas Tax Return Copy

  • A tax return copy is a complete reproduction of the original return you filed with the state.

  • It includes every page, schedule, attachment, and W-2 form you submitted.

  • The copy shows precisely what you filed for that tax year, which is often necessary for legal, financial, or immigration purposes.

  • Arkansas charges a small fee—typically $2.00 per tax year—for each copy requested.

  • If requested by mail, processing can take several weeks, while in-person requests may be completed more quickly.

Arkansas Tax Transcript

  • A tax transcript is generally a summary document listing only the most crucial tax return information, such as income figures and filing status.

  • Unlike the IRS, Arkansas does not typically provide transcript-only requests—instead, the state issues complete tax return copies through Form AR4506.

  • If you need summarized information, you may still request a copy and extract only the sections required by your lender or agency.

Key Differences at a Glance

  • Scope: A tax return copy provides every page you filed; a transcript summarizes only basic information.

  • Availability: Arkansas focuses on return copies; the IRS offers copies and transcripts at the federal level.

  • Processing Time: Copies may require additional time depending on the request method and tax season volume.

  • Fees: Arkansas charges per year requested; fees apply whether the request is for personal, financial, or legal purposes.

Why You Might Need Arkansas Tax Records

People request Arkansas tax records for many reasons. Understanding the most common situations helps determine whether you need an official copy of your tax return information or if another document will suffice. Below are several examples where a certified record from the Arkansas Department of Finance and Administration (DFA) may be required.

Financial Applications

  • Lenders often require taxpayers to provide past tax return copies when applying for mortgages, personal loans, or business financing. These documents verify income and help confirm tax compliance before approving credit.

  • Small business owners may also need records when applying for government-backed loans, such as those through the SBA.

Education-Related Needs

  • Colleges and universities sometimes request tax account records for financial aid verification, particularly for FAFSA or scholarship applications.

  • Graduate programs may also require proof of income for assistantships or tuition assistance.

Immigration and Legal Purposes

  • Immigration agencies, including USCIS, frequently ask for tax return copies to verify income and residency history.

  • Courts and legal representatives may require these documents during divorce proceedings, child support cases, or other financial disputes.

Business and Professional Uses

  • State licensing boards often need tax records to confirm compliance before issuing or renewing a professional license.

  • Contractors seeking government contracts may be asked to provide several years of tax return information to verify financial stability.

Step-by-Step Guide: How to Request Arkansas Tax Records

Requesting your Arkansas tax return information requires following specific steps to ensure accuracy and avoid delays. The Arkansas Department of Finance and Administration (DFA) offers two primary methods: mail and in person. Each option has its own process, timelines, and benefits, so choosing the one that best fits your needs is essential.

Method 1: Mail Request

Requesting records by mail works well for most taxpayers, especially if visiting the office in person is inconvenient. Follow these steps carefully:

  • Download Form AR4506. 

You can access the form directly from the Arkansas DFA website or request a copy by phone. This form is required to obtain past tax return records for any tax year you specify.

  • Complete the form accurately. 

Be sure to include your full name, Social Security Number, mailing address, and all requested details. If filing for joint returns, include your spouse’s information and signatures. Errors or missing details may delay the process.

  • Calculate the correct fee. 

Arkansas charges $2.00 per tax year requested. For example, requesting three years of tax records requires a $6.00 payment. Overpaying or underpaying could result in rejected requests.

  • Prepare payment properly.

 Payments must be made by check or money order. The DFA does not accept cash for mailed requests to protect both the sender and the agency.

  • Mail the completed form and payment to the correct address. 

Use the mailing address printed on Form AR4506 to ensure your request reaches the correct department. Incorrect addresses are a common cause of processing delays.

  • Sign and date the form before mailing. 

Unsigned requests will not be processed, so double-check this step before sending your documents.

Method 2: In-Person Request

For faster processing, you can request Arkansas tax return copies directly at the DFA office. This method works well for urgent needs or confirmation that your documents have been received.

  • Visit the DFA office in Little Rock. 

The central location accepts in-person requests during regular business hours. Bringing identification, such as a driver’s license or other government-issued ID, helps verify your identity quickly.

  • Complete Form AR4506 onsite. 

Staff can answer basic questions to ensure you complete all sections correctly, including your tax account information, years requested, and payment details.

  • You can pay the applicable fees at the office. 

In-person requests allow additional payment options, such as cash, check, or money order.

  • Submit your completed form directly to the DFA staff. 

This step often shortens the overall processing time compared to mailing your request. Many in-person requests are processed the same day or within one business day.

Choosing the Right Method

  • Mail Requests

It works best for routine needs when timing is flexible and traveling to Little Rock is not convenient.

  • In-Person Requests

Recommended when documents are needed urgently or when you want confirmation that the request has been received and is being processed immediately.

Processing Times and What to Expect

Understanding the timeline for receiving your Arkansas tax records helps you plan and avoid last-minute issues. Processing times depend on how you submit your request, when you file it, and whether all required information is correct.

Typical Processing Times

  • Mail Requests
    Most mailed requests take two to four weeks to process after the Arkansas Department of Finance and Administration (DFA) receives your completed form, payment, and required signatures. This estimate applies when all information is accurate and no additional follow-up is needed.
  • In-Person Requests
    If you visit the DFA office in person, your request is typically processed the same day or by the next business day. This option works best for taxpayers with urgent needs who want faster access to their tax return information.

Seasonal Delays

  • Tax Season (January–April)
    Processing times may be longer during the annual tax season when the DFA handles thousands of tax return filings and record requests. If you need documents for a mortgage application, student financial aid, or a legal matter, submitting your request early helps avoid delays.
  • Holidays and Weekends
    Requests close to holidays or long weekends may take longer due to office closures and reduced staffing levels.

What You Will Receive

You will receive complete tax return copies for the specified years when your request is processed. Each document includes all pages, attachments, and schedules submitted with your original tax return. If you filed an amended return, the DFA provides the most recent version on file unless you request the original version specifically.

Common Mistakes to Avoid When Requesting Tax Records

Submitting a request for your Arkansas tax records seems straightforward, but specific errors often cause delays or rejections. Understanding these common issues helps you save time and avoid unnecessary frustration.

Incorrect or Incomplete Information

When filing the return, many taxpayers provide current mailing addresses instead of those listed on the original tax account. Mismatched information can prevent the Arkansas Department of Finance and Administration from verifying your identity quickly. Double-check all personal details before submitting the form.

Wrong Payment Amount

Arkansas charges a fee per tax year requested, and the cost must be calculated accurately. For example, requesting three years of tax return copies requires a $6.00 payment. If you send the incorrect amount, we may return the request without processing it.

Missing Signatures

Requests for joint returns require signatures from both spouses. Failing to include both signatures is a common mistake that stops processing until corrected.

Requesting the Wrong Document

Some taxpayers request a tax account transcript or a federal tax return from the IRS when they need tax records. The DFA provides state-level return copies only, not federal documents, so please request the correct form.

Improper Payment Method

Mail requests must include a check or money order payable to the appropriate department. Cash payments are only accepted for in-person requests. Using the wrong payment method often causes processing delays.

Practical Examples and Edge Cases: Tax Account, Tax Account Transcript, and Federal Tax Return Situations

Some taxpayers encounter unique situations when requesting Arkansas tax records. These examples highlight how the process works for different needs and circumstances, helping you understand what to expect and how to prepare.

Students Needing Records for FAFSA Verification

  • Many colleges require official tax records when reviewing financial aid applications.

  • A student filing for FAFSA may need copies of their tax account records to confirm household income.

  • Submitting the request early ensures the documents arrive before financial aid deadlines.

Small Business Owners Applying for SBA Loans

  • Lenders often ask for multiple years of tax transcripts to evaluate a business’s financial stability.

  • Business owners must use the legal business name and Federal Employer Identification Number (FEIN) as filed on the original returns.

  • Missing signatures or corporate authorizations can delay approval for time-sensitive loans.

Divorced Individuals Requesting Old Joint Returns

  • Either spouse can request old joint returns, even after a divorce, using Form AR4506.

  • Only the years listed on the request will be provided, so reviewing the requirements carefully before submitting payment is essential.

Amended Returns vs. Original Submissions

  • The DFA provides the most recent version of a return on file, which includes amended filings if applicable.

  • When filing your request, you must note this clearly if you need the original version submitted before amendments.

  • For federal purposes, such as when coordinating with a federal tax return review, additional documentation may be required separately through the IRS.

Alternative Sources for Tax Information

Before requesting official Arkansas tax records from the Department of Finance and Administration (DFA), consider whether other sources can provide the necessary information. Depending on your situation, these alternatives may be faster, less expensive, or even free.

From Your Tax Preparer

  • If you used a professional tax preparer for the current tax year, they often keep copies of your statements on file.

  • These records can be provided at no cost and may meet the requirements for lenders or schools unless certified documents are specifically required.

  • Always contact your preparer first, especially on a tight deadline.

From Your Own Records

  • Taxpayers who save personal copies may be able to use them to claim financial aid, get mortgage approval, or apply for loans.

  • This option works best if you securely register and store digital copies since paper documents can be misplaced or damaged.

From Federal Sources

  • Sometimes, a federal tax return transcript from the IRS can serve the same purpose, especially when agencies need only income details and not the complete Arkansas filing.

  • If the DFA cannot locate older returns, the IRS may still have records that help resolve specific verification issues.

When Official Copies Are Still Required

  • Some agencies only accept certified DFA documents for legal, immigration, or refund verification.

  • In these situations, alternatives may not work, and an official request through the DFA remains necessary.

Troubleshooting and Follow-Up Steps

Sometimes, requests for Arkansas tax records are delayed, rejected, or returned because of missing information or processing issues. Understanding how to troubleshoot common problems helps you correct errors quickly and avoid repeating the same mistakes.

Check for Common Errors

Before resubmitting your request, review the following areas carefully:

  • Personal information: Make sure the name, address, and Social Security Number on your form match the details on the original tax return.

  • Payment details: Confirm that the correct fee amount was included and that payment was made by check or money order, as required for mail requests.

  • Signatures: For joint returns, verify that both spouses signed the request; missing signatures often cause delays.

  • Mailing address: To prevent misrouting, ensure the form is sent to the correct department and the address printed on Form AR4506.

When to Contact the DFA

If your request takes longer than expected or you are unsure of its status, you can contact the Arkansas Department of Finance and Administration directly. Their staff can confirm whether the request was received, explain any issues, and guide you on the next steps if additional documentation is required.

How to Resolve Issues Quickly

  • Respond promptly if the DFA requests clarification or additional information.

  • Resubmit corrected documents as soon as possible to avoid further delays.

  • Keep copies of all correspondence, payment receipts, and confirmation letters if future verification is needed.

Preparing Tax Records for Official Use

After receiving your Arkansas tax records, you may need to prepare them for use in financial, educational, legal, or immigration applications. By taking a few extra steps, you can ensure that the requesting agency will accept, organize, and complete the documents.

Organize Your Documents Properly

  • Make additional copies: Many agencies require you to submit duplicates rather than originals. Having several sets ready prevents delays if more than one organization requests them.

  • Label by tax year: Marking each document with the tax year helps you submit only the requested years and keeps your records organized.

  • Keep originals secure: Store original copies in a safe location, such as a locked file cabinet or secure digital storage system, for future reference.

Review for Accuracy Before Submission

  • Check for missing pages: Ensure all pages, schedules, and attachments are included in the document package.

  • Confirm information matches: Names, Social Security Numbers, and addresses should be consistent across all paperwork to avoid complications.

  • Ensure legibility: Poor-quality copies can delay processing, especially for applications involving immigration or court proceedings.

Prepare According to Requirements

Some institutions require certified copies or additional verification steps before accepting tax records. Reading instructions carefully and confirming requirements with the agency helps prevent last-minute issues.

Frequently Asked Questions (FAQs)

How long does it take to get a copy of an Arkansas tax return?

Most mailed requests take about two to four weeks after the Department of Finance and Administration (DFA) receives your completed form, payment, and signatures. In-person requests are usually processed faster—often the same or next business day. During tax season (January–April) or holiday periods, processing times may be longer, so submitting requests early helps avoid delays.

Can I request transcripts like the one the IRS offers?

Unlike the IRS, which provides free transcript services, the Arkansas DFA primarily issues complete tax return copies rather than transcript summaries. When you submit Form AR4506, you receive a full copy of your original filing, including all schedules and attachments if available. If you only need basic income details, you can extract the information you need from the full copy provided.

What if I moved after filing my return?

You should still use the address listed on your original return when completing Form AR4506. This ensures the DFA can verify your identity accurately against their records. However, you can list your current mailing address in the delivery section so the copy is sent to your new location. Double-check both addresses before submitting to avoid processing delays or mailing errors.

Can I request someone else’s Arkansas tax return?

You can only request another person’s tax return under certain conditions. Spouses may request copies of each other’s returns, and either spouse can request old joint returns. Legal representatives, court-appointed guardians, or executors can also request records with the proper documentation. Without the required legal authority, the DFA cannot release another person’s confidential tax information for privacy and security reasons.

How far back can I request Arkansas tax records?

The DFA typically maintains records for several years, though availability can vary for older filings. Most recent tax years are easy to access, while returns older than seven years may require additional processing time or might no longer be available. It is best to contact the DFA directly to confirm how far back records are kept before submitting your request and payment.

Can I expedite my request for urgent needs?

Arkansas does not offer an official expedited service for mailed requests. However, visiting the DFA office in person often speeds up processing significantly, with many requests completed the same day or by the next business day. For time-sensitive needs such as mortgage applications or financial aid deadlines, in-person submission is the fastest way to quickly obtain certified tax return copies.

Are Arkansas tax return copies accepted nationwide?

Yes, certified copies from the Arkansas DFA carry the same legal weight as the originals and are accepted nationwide by lenders, courts, government agencies, and schools. Whether you need the documents for immigration purposes, business licensing, or student financial aid, copies of official Arkansas tax returns meet the verification requirements for most institutions across the United States, provided all signatures and details are accurate.